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Home Buying in 92337 : Real Estate Advice

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  • Local Info4
  • Home Buying10
  • Home Selling0
  • Market Conditions0

Activity 8
Mon Jun 26, 2017
answered:
Hello Michael, we can not post an opinion of these types of answers as it could be "steering". You can do a lot of research yourself by driving around at night, weekends and see for yourself the zip codes you may consider.

How much do you pay in rent currently and how many bedrooms and what is the maximum payment you are looking to achieve? These answers will narrow down your search criteria.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

If you figure out what cities/zip codes he is considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent like myself can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Fri Jul 31, 2015
answered:
Hello Galyn, yes you can if it has not funded yet or you can refinance. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

If your fico scores are low your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify and go over your options. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
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0 votes 3 answers Share Flag
Tue May 7, 2013
Lance King answered:
I have a lot of experience with this as I have done a number of my own remodeling projects, most recently opening a wall up for just this purpose. Any estimates given without knowing whether or not it's a load bearing wall, whether you simply wanted to cut a window like opening in the wall, or open floor to ceiling is not worth much.

That said, if you want to keep costs down and get more light and open feeling the best way is to cut an opening like a window because all you need do is add an extra stud and a header, but keep in mind it could get expensive if you do with permits because they'll likely want an engineer involved.. If you want a real estimate, contact some local contractors - local agents should be able to give you referrals - and get some real world bids.

You might also open a hole in the sheet rock from one side so the contractors can see what's going on underneath.

Best Regards,

Lance King/Owner-Managing Broker
King Realty Group

lance@king-realtygroup.com
415.722.5549
DRE# 01384425
... more
0 votes 9 answers Share Flag
Tue May 7, 2013
answered:
You will need to speak to a contractor.

Have a great day;

Christina Solorzano;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit
Ex-Mortgage Broker of more than 10 years
http://www.everlastingcredit.com
... more
0 votes 7 answers Share Flag
Tue May 7, 2013
answered:
Short sales take time.. Have patience as mentioned below it can take up to 6 months.

Have a great day;

Christina Solorzano;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit
Ex-Mortgage Broker of more than 10 years
http://www.everlastingcredit.com
... more
0 votes 5 answers Share Flag
Fri Jun 10, 2011
John Arendsen answered:
We love and welcome Canadian neighbors to San Diego. We are a full service real estate investment brokerage and general contractor. We specialize in distressed properties be it residential or commercial. We have a very profitable RE portfolio and are currently in the process of developing an ocean front five star boutique hotel and resort among other things. Please feel free to contact us anytime. 760 815-6977 or email us at the link below. ... more
0 votes 4 answers Share Flag
Tue Oct 19, 2010
answered:
Be sure you do not release the lender contingency, until lender acceptance of appraised value.

Happy funding, Rudi
0 votes 7 answers Share Flag
Wed Jun 10, 2009
The ACG Group, Realtors® answered:
I have attached the form from the IRS site for your convenience.
0 votes 2 answers Share Flag
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