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Foreclosure in 92308 : Real Estate Advice

  • All19
  • Local Info4
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 4
Thu Apr 14, 2016
Sheryl Arndt answered:
Hello Jeanid35, what happened? You should consult with the Inland Mediation Board which is a free legal advice service for landlord and tenant rights. The answers will be within the lease and if the lease ran out then it would have gone to month to month rent.

Here is the link to the brochure to call and find out your rights and let us know.
http://www.under640ficoscoreloans.com/Documents/Inland%20Fair%20Housing%20and%20Mediation%20Board%20tri-fold%20brochure.pdf

Do you need rentals or purchase listings to look at and consider? If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You may qualify to BUY with minimum out of pocket expenses such as less than first, last and security deposit of a rental. If you don't qualify VA you may qualify for the 3%-5% Sapphire Grant down payment assistance program from a minimum 620 fico score.

If you decide to buy you will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Wed Mar 13, 2013
Bo Goulet, broker answered:
Katoo1;

I hope everything has worked out for you.

You may be ready to purchase another home soon. If there is anything I can help you with, please do not hesitate to call.

Bo Goulet, cdpe
DRE# 01854568
(760) 713-6137
... more
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Wed Mar 13, 2013
Bo Goulet, broker answered:
Sachomis;

I work closely with investors who purchase foreclosures at foreclosure sales. I can possibly help you out with the process. Give me a call with your address handy.

Bo Goulet
(760) 713-6137
... more
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Fri Sep 7, 2012
sarah oswald answered:
Yes, absolutely. You are under contract with the homeowner. Whether it is a lease or month to month , you are under the obligation stipulated by the terms of the contract. If you default, the homeowner can initiate pay or quit notice. You might be responsible for all legal expenses if you are found guilty during the legal proceedings. It might also damage your credit, which might hinder you from finding a future place to rent or purchase. I recommend that you have an open communication with your landlord and find out if they will release you from the contract. It might be worth a try. Good luck. ... more
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