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92124 : Real Estate Advice

  • All15
  • Local Info1
  • Home Buying8
  • Home Selling2
  • Market Conditions0

Activity 14
Susan Gay, Home Buyer in Vidor, TX
Thu Nov 3, 2016
Susan Gay answered:
Anything over the builder's materials is an upgrade and will always be an upgrade. So forever.
0 votes 8 answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Sun Sep 4, 2016
Susie Kay answered:
Typically 3-6 months, depending upon the market.
0 votes 4 answers Share Flag
Tuan Ton, Home Seller in San Diego, CA
Sun Jul 24, 2016
Tuan Ton asked:
,  in
Tue Oct 29, 2013
answered:
There has been a major scam regarding rentals for several years. They mostly targeted illegal immigrants in the past as t hey do not call the police. It is one of the cruelest things I have ever seen. They usually take all the money a person has leaves them penniless and no where to go.

Here is how it works

1. They find a vacant house.
2. The pretend to have the authority to rent it and usually offer it real cheap.
3. They collect first last, in a money order or cash.

Keep in mind often times these people have the keys to the house.

Be careful
... more
0 votes 6 answers Share Flag
Caroline, Home Buyer in Miami Gardens, FL
Sat Jun 15, 2013
Caroline answered:
Are you financially down and need loan?
Do you need loan to pay off credits and debts?
Do you need finance to set up your own business?
Do you need loans to carry out large projects?
Do you need college loan?
Do you need funding for various other processes?

I urge you to stay relax and worry no more as we
offer you a legit offer to your door step,
C-W INVESTMENT LOAN SERVICE
your financial problem is our target.
email contact: cwinvestmentloanfirm@gmail.com
you have to fill out the following
information:

APPLICANT PERSONAL INFORMATION'S.

APPLICANT FULL NAMES…………………….
SEX……………………………………
AGE……………………………………
MARITAL STATUS………………………….
NATURE OF JOB……………………………
HOME ADDRESS…………………………….
PHONE NUMBER………………………….
Purpose OF LOAN NEEDED………………………
DURATION OF LOAN…………………………
AMOUNT OF LOAN NEEDED…………………….

OUR LOAN INTEREST IS JUST 3% AND OUR OPERATIONS IS BEEN GUILD
UNDER THE LENDERS LAWS,ALL COMPLETED
APPLICATIONS SHOULD BE SEND DIRECTLY
VIA EMAIL TO ( cwinvestmentloanfirm@gmail.com ) for
verifications if your loan is been approved a notification
mail will be send back to you.
... more
0 votes 20 answers Share Flag
Derek Rotzin…,  in San Diego, CA
Tue Oct 4, 2011
Derek Rotzinger answered:
I think it has to do with available comps and what the market is doing. Obviously 3 months would be most accurate but if it's for a unit in a building that has only had one other sale in the last year with no other similar building near by, parameters may have to change in order to come up with that appraisal. It's all relative. ... more
0 votes 9 answers Share Flag
Shane Milne, Real Estate Pro in South Jordan, UT
Tue Aug 9, 2011
Shane Milne answered:
Ashot - your question is a bit weird because you mention "clean income", which is not a term that the lending industry uses.

Since you didn't provide more details I'll try my best to answer. If you are employed, the qualifying income is generally your gross income after unreimbursed employment expenses and before income taxes/medicare, etc. is taken out.

If you are self-employed, it's the net income (after expenses) and you can add back in depreciation/depletion.

You can actually analyze your own income by using Fannie Mae's Cash Flow Analysis Form 1084, which you can find at https://www.efanniemae.com/sf/formsdocs/forms/1084.jsp however it can be tough to do - so I recommend you have copies of your tax returns, paystubs & W-2's on hand to provide to a loan officer for analyzing.
... more
0 votes 8 answers Share Flag
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tue Jan 11, 2011
Tammy Hayes answered:
How to sell your home yourself
Many homeowners take on the task of selling their home themselves. It can save you money in commission but you must be willing to spend some money to market your home. You also need to be aware of the real estate laws in your area

The first thing you need to do is prepare your home. You need to clean it inside and out. Make sure the yard is neatly mowed at all times. It is also important to make repairs to anything that is not in working order. A fresh coat of paint in stained areas wouldn't hurt either.

Next you will need to determine a listing price. A lot of people don't do the research and list a home for what they need to get out of it or what they think it is worth. This is definitely a mistake. You can look around the neighborhood for homes listed by an agent and call to see what those home are selling for. You can go to your county's public records and see what comparable homes sold for in your area. You can also get a free comparative market analysis from a Realtor. Listing your home at the right price is key to selling it in a timely manner.

Next you will need to market your home. There are several ways to do this. It is a good idea to create a flyer explaining the features of your home. You should put a for sale sign in the front yard and purchase a container to put flyers in so that drive bys can pick up a flyer. You can get these at your local home improvement store. Then you will need to advertise your home. You can find online sites to post it. You can put an ad in your local newspaper or find local bulletin boards to post it on with tear off phone numbers. Areas to post could be your local shopping mall, stores, libraries, and apartment complexes.

You may want to have an open house. Hand out flyers to your neighbors and invite them to your open house. You never know who they know that might be looking for a home. Be cautious of who you let in your home. Since you are letting strangers into your home, it is a good idea to walk around with them at all times. In addition to the open house, you need to be available to show your home to prospective buyers. Plan to take calls regarding your home at all hours. You need to have a flexible schedule.

There are many other legal details that go into selling a home. You should consult with a real estate attorney or a local title company that specializes in real estate transactions. They can draw up a contract for purchase once you have a buyer. Other things that come into play when selling a home are an appraisal, a title search, a survey, inspections, and setting up a closing date and time. For more detailed information check out foresalebyowner.com.

Tammy Hayes, Realtor, Sandals Realty, Punta Gorda, FL tammyhayesre@gmail.com
... more
0 votes 15 answers Share Flag
Jerry Heard, Real Estate Pro in San Diego, CA
Mon Dec 27, 2010
Jerry Heard answered:
Carolyn, The HAFA process can be a long process. Typically the owner has to start with a request for a loan modification (HAMP) before going to the short sale process. If the loan modification doesn't work out, then owner can request a HAFA short sale. There is a method to go directly to the short sale but most lenders would prefer to attempt the loan modification.
If the lender processes it properly, this can be a simple process. However as with any new program there is a learning curve and many lenders are not staffed with enough trained personnel to handle the volume of short sale requests.
The Realtor gains a sale, the lender gets rid of a potential problem loan and the owner/seller can make a fresh start.
... more
0 votes 10 answers Share Flag
Dallas Texas, Real Estate Pro in Dallas, TN
Sun Dec 26, 2010
Dallas Texas answered:
Trulia is a real estate forum for these types of questions.

Contact the school direct who are the professional(s) answer all your questions.

Recommend a Google search read website for their program(s) offer to students

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 3 answers Share Flag
Walter 'Skip'…, Real Estate Pro in Brea, CA
Fri Dec 4, 2009
Walter 'Skip' Kersten answered:
Hi Annoyed,
Believe it or not this exact thing happened to my buyer two weeks ago. The judgement didn't show up when title was ordered. I found out the title companies rerun a title search again right before setting the sale up to record. I was lucky enough that the judgement turned out to be someone else and the the property recorded. Good luck,
Walter
... more
0 votes 3 answers Share Flag
Kenny Bonilla,  in San Diego, CA
Fri Nov 14, 2008
Kenny Bonilla answered:
Rob: The house you are inquiring about, is the address 4145 Tambor rd.? I think the MLS # you've indicated was mission a 0 in front of it. If so this house is currently in Pending status, meaning the sellers have an accepted offer, and have currently enetered into escrow. Currently, there are 14 other listings in the Tierrasanta zip code that are ranging in price from 549k-340k. Minimum of 3BR/2BA. Please let me know if I may provide any additional information to you.

Kenny Bonilla
Century21 Award
619.992.5174
kennybonilla@century21award.com
... more
0 votes 3 answers Share Flag
Daniel Reyno…,  in Scottsdale, AZ
Thu Nov 13, 2008
Daniel Reynolds answered:
I submit offers all day long. We also do everything electronically so if you want to place an offer, it can be done in under 5 minutes, from start to finish. Low balling is very common, but at a 450 list price, and offering 410k, it shouldn't be a problem. Most sellers will make a move within that price range. I've haggled owners by more than 80k on homes listed at 600k, so I know it can be done. It really depends how you word the contract, how fast you submit your offer and how long it's been on the market. Email or call me for questions. I'd be glad to help even if you want to work with your Realtor.

Daniel Reynolds, Realtor®
Broker Executives, Inc

http://evmls.com
480-297-2008
daniel@brokerexecutives.com
Broker Executives, Inc
... more
0 votes 6 answers Share Flag
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