Contact CDA Law Center. Ask for Valentino Adams. Here is his contact information: email@example.com or 949-379-8031.
CDA will conduct a phone interview and then let you know whether they think you are candidate for a loan modification.
Here are some links to learn about them and loan mods:
They use a program that produces a R.E.S.T. report. I've included a 5 minute video clip on the Govâ€™t Software (REST) Report. This report proves that you pass Net Present Value and fit within the investor guidelines. This is the first step we take on your file to give you peace of mind. Weâ€™re going to put a package together that your lender is receptive to and weâ€™re going to back it up with this report.
â€œThe people at CDA Law Center are the same people behind HAMPReport.com, and they are now making the REST Report available to homeowners, which is something I very much endorse. The REST Report is an 20-page report that tells a homeowner with certainty, whether or not they pass the NPV test and qualify for a loan modification under HAMP, the Home Affordable Modification Program.
The REST Report is generated by a version of the same software platform used by banks and servicers for loan disposition analysis. Itâ€™s the best way Iâ€™ve seen for a homeowner to know whether they pass the NPV test, and homeowners can send the report to their servicer, along with their documentation, so that the bank or servicer sees that investors will be better off financially by modifying as opposed to foreclosing on an NPV basis.
Homeowners can call HAMPReport.com, talk with knowledgeable and caring experts that have successfully negotiated hundreds of loan modifications, and theyâ€™ll help the homeowner make sure that the report is accurate.
They also review the results with the homeowner, show them how to read itâ€¦ even though itâ€™s very easyâ€¦ they tell them about their options based on what the report shows, and they tell them how they can use the report with their bank to improve their chances of getting their loan modified.â€
Lighthearted Humor - hereâ€™s what happens when you try a Loan Mod on your own:
I hope his is helpful.