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92027 : Real Estate Advice

  • All10
  • Local Info1
  • Home Buying6
  • Home Selling2
  • Market Conditions0

Activity 9
Thu Dec 17, 2015
Victory Property Management answered:
If you do not have much money coming in, how would you expect to make the mortgage payments, taxes, insurance and the like? A lender will not loan out money - no matter how much equity you have - if you cannot make the payments.

Perhaps you should purchase a home with a sales price of $300,000 (or less) and then once you are finished with school and have jobs, you can turn your $300,000 into a rental or sell it for a profit and invest in your $700,000 home.
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Mon Feb 23, 2015
As stupid as it sounds you will need a private lender. I may be able to arrange that for you.
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Thu Dec 18, 2014
David Haghighi answered:
Your best bet is to have an agent provide a Limited Service Listing and let you do all showings and negotiations. We charge $500 for the service, and we will make sure it gets syndicated to hundreds of different websites. Contact me for more information. ... more
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Tue Nov 18, 2014
John Arendsen answered:
I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's absolutely no way of guaranteeing that any neighborhood will have little or especially NO CRIME.

We're living in a very different time and place today. Unlike anytime since possibly the Great Depression we are living in very volatile socio economic times everywhere in America as well as most places in the World.

What with dynamics like poverty, homelessness, unemployment, illegal immigration and shear desperation it's clearly obvious why crime is on the rise everywhere. What were once considered very safe and secure upscale neighborhoods are now viable high value targets for those who wish to prey on them.

I've livee in a very laid back, low key semi rural North San Diego country neighborhood for the past 33 years. During that time we've never locked the doors on our cars or homes and we've always left our bicycles out unlocked.

In the past several months we've had an influx of multi-family or multi-tenant renters moving into several of the single family residents that have come up for rent throughout our neighborhood. Sometimes there are as many as a dozen old cars and trucks parked in the driveways and on the streets.

Common sense has to tell you that these folks aren't the most financially privileged or steadily employeed. Hence, lot's of folks are hungry and desperate to pay the rent so voila our once very safe and quiet neighborhoods become not so safe and secure.

As a result we've seen a dramatic increase in break-ins and burglaries. Fortunetley there has been no violent crime. Just folks stealing bicycles, lawn mowers & myriad garden tools or anything of value that's not secured. We even have a neighbor who's had 4 chickens stolen in the past month. Duh........ya think they might be hungry?

So we took measures into our own hands and with the help of local law enforcement we've facilitated a NEIGHBORHOOD WATCH PROGRAM. Since the signs have gone up and we've installed or activated existing security systems and video cameras and our buddies at the Sheriff's Dept have been making their presence known and we've all been keeping in touch with one another and notifying one another when we'll be out of town things have really calmed down. In fact there have been no incidents in the past couple of months.

So the long and short of it is that there is no totally safe and secure way of keeping your neighborhood free of crime. The best thing you can do is become involved in your community and stay aware of the folks who live around you.
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Sun Apr 13, 2014
John Arendsen answered:
Inasmuch as this question is over 2 years old me thinks Richard may have gotten a home by now or gave up looking for something at that price point.
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Sat Apr 12, 2014
Katy Schuster answered:
It is definitely a seller's market. With few homes in your price range and a lot of buyers, the homes that do come up go quickly - within one to two days. I am dealing with the same issues with three of my home buyers, not necessarily in Oceanside or Vista, but nearby in San Diego County.

Be prepared. When you see the home go on the market, make an offer - even if that is site unseen. On top of that, make a competitive offer, at or above asking. If you aren't already pre approved, contact a lender and do so. A seller often times won't consider an offer without an approval in hand.

Good luck and I wish you all the best.
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Tue Mar 6, 2012
Terri and Paul Guess answered:
Softy.... This property went through foreclosure and was bought back by the bank on October 7, 2010 for $471,341. It was offered as a short sale for several months prior to the foreclosure at $260,000 but that listing was cancelled when the bank could not come to terms and decided to forclose. The current owner purchased the property from the lender on July 21, 2011 for $253,000 and owns it free and clear. I do not know if they reside in it... or if it is now a residential rental income property. ... more
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Sun May 2, 2010
Scott Schroeder answered:

It's looking more and more like it will be all about Short Sales in the coming months. Get your financing ready, and be prepared to act when you see the right house.
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