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91762 : Real Estate Advice

  • All17
  • Local Info1
  • Home Buying6
  • Home Selling2
  • Market Conditions0

Activity 12
Mon Nov 21, 2016
Maricris A answered:
Hello,

Currently, we do not have a tool for the consumers to remove their home photos by themselves. Please provide your complete property address and I will be able to assist. You may also send your request together with your complete address via the link below.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Wed Apr 13, 2016
Sheryl Arndt answered:
You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
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0 votes 12 answers Share Flag
Wed Sep 4, 2013
Lanny Sutedja answered:
It is backed-up offer already. It means that the seller has accepted an offer and it is in escrow. The seller will accept an offer as a back-up offer, in case it falls in the escrow.


I can find other properties that are still available for you. Please give me a call at (909) 456-5029 and I will help you finding your new home.

Have you been pre-qualified yet? That's the first thing you need to do, because the pre-qualified letter is needed when we submit the offer.

Lanny Sutedja - DRE # 01916755
Tarbell, Realtors - Eastvale
(909) 456-5029
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0 votes 4 answers Share Flag
Sat May 18, 2013
J.Michelle Higbee answered:
Hello, They give you the HUD-1 so that you will have a record of what the estimate fees will be. They are estimated due to the closing date, which effects how much your taxes, insurance & other fees that are pro-rated due to what time of the month a sale closes. ... more
0 votes 5 answers Share Flag
Sat Sep 8, 2012
Garrigus Real Estate answered:
As long as a Supplemental Security Income recipient can afford the purchase and payments, and can pass credit checks, there is no reason they cannot own real estate.
0 votes 1 answer Share Flag
Thu Jul 5, 2012
Gabino_Barrera answered:
All the answers you are getting are good. But dont use all 50k. Only use 20% of the purchase price, so for $200,000 it will be $40,000. Call me Ill explain why.

Gabino Barrera Jr.
Mortgage Professional

SWBC Mortgage
23705 Crenshaw BLVD. Suit 101
Torrance, CA 90505
424-236-1655-Cell
310-891-1700-Office
310-872-5404-Fax

CA-DOC861438
License by the State of California Department of Corporations under the California Residential Mortgage Act
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0 votes 14 answers Share Flag
Wed Oct 13, 2010
Eugenio Morales answered:
Hi to se it $25,000 (twnty five thousand usa dlls) thanks...
0 votes 2 answers Share Flag
Mon Jul 26, 2010
Scott Miller answered:
This happened to me, too. Last week I saw 3 listings that were mine under another brokerage's name. I flagged them and they were deleted within 48 hours. Trulia then sent me an email and advised me to re-post, which is fine with me.

I don't think you can ask for faster service than that, right?

Scott Miller, Realty Associates, Boca Raton, FL
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0 votes 12 answers Share Flag
Sun Apr 4, 2010
Brian Cooke answered:
That is correct, it is extended for military personal only at this time. The tax credit has not helped all that much in the market here, because of the stiffer credit requirements for first time buyers. The $6,500 credit for existing buyers has been very tough because buyers that want to move up find themselves upside down and can not sell.

Now that rhe market is starting to get better, this would be a great time to extend the tax credit. Now may be a good time to write our Congress and ask for this!!
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0 votes 5 answers Share Flag
Mon Jul 27, 2009
Diana Margala answered:
Hi Scott:

Mathew is correct unless it is a short sale, then your time period could be based on lender approval, so if you don't have the seller's lender approval yet then you don't really have an accepted offer and the timer period hasn't started.

Good Luck

Diana 909-945-5763
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0 votes 2 answers Share Flag
Mon Apr 21, 2008
Beth Walsh answered:
Hi Denise,

I agree with the other answers. I've worked with 2 sellers in Ontario using seller financing. Some good questions to think about would include:
1. How much money is the buyer willing to put down? The larger the down payment you receive equals lower risk for you.
2. How comfortable are you with financial risk? In a stable economy, foreclosures account for under 1% of home sales in Southern California. Today the risk of being foreclosed upon could run from 2-15%.
3. Do you have adequate equity in your home? Would the sales price pay off your existing loan?
4. In the event your buyer experienced financial problems down the line could you make the payments on the property for 6-18 months?

There is a lot more to consider both positive and negative. There are many tax benefits and drawbacks to consider. Please consult a qualified tax professional before you do anything.

My office is in Chino and I primarily work the Ontario area. Drop me a line if you'd like more information.
... more
0 votes 4 answers Share Flag
Tue Apr 15, 2008
Beth Walsh answered:
Hi Allyn,

How did your home purchase go? Prices today for a 3 bedroom in Ontario start in the high $100's. Many repos need some work. We are starting to see traditional sales not involving banks again. Most bank owned homes in this community are seeing multiple offers, which was not the case 12 months ago. ... more
0 votes 6 answers Share Flag
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