If you can no longer afford your home, you can try to sell it. Or you can figure out how to cut down on expenses. Unfortunately, taxes aren't an option. However, you could shop for cheaper insurance. You could ask your insurance company to give you a lower rate by increasing your deductible. If you have mortgage insurance on the property (if you put less than 20% down), you might be able to drop that, if your property's value has gone up, so that you have at least 20% equity. Call your lender and see if that's an option.