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91739 : Real Estate Advice

  • All25
  • Local Info2
  • Home Buying14
  • Home Selling1
  • Market Conditions0

Activity 22
Sun Oct 4, 2015
Sally Grenier answered:
If you can no longer afford your home, you can try to sell it. Or you can figure out how to cut down on expenses. Unfortunately, taxes aren't an option. However, you could shop for cheaper insurance. You could ask your insurance company to give you a lower rate by increasing your deductible. If you have mortgage insurance on the property (if you put less than 20% down), you might be able to drop that, if your property's value has gone up, so that you have at least 20% equity. Call your lender and see if that's an option. ... more
0 votes 1 answer Share Flag
Sun Apr 27, 2014
Christine Curtess answered:
Thu Apr 24, 2014
Carlos Nava asked:
Sun May 26, 2013
Roland Corral answered:
Hi Deborah,
My office is actually in VG! Feel free to call me before you get to the area or as you are getting ready to leave, and I'll talk you through parking your ar nearest to your destination. Also, just so you know, We have lots of activities at VG this summer from concerts to activities, movies in the park...etc. Also, please stop by my office and say hi! It's located right in the center of VG. Just ask where the Yard House or California Pizza Kitchen is and that's where my office is. We have a large booth in front of Cal Pizza Kitchen which we'll be moving to another booth next month to be in front of the yard house outside eating area. Our main offices are in the center just above where children play in the water fountains. Look up at the east building and you will see a large window with a huge Globe inside. That is our office. You just go in through the double glass doors, take the elevator up and the first doors you see when you get out of the elevator is our office. :) I'll set you up with a nice cup of coffee or tea and you can sit in front of that big window and enjoy the beautiful view from our lobby window. Just click on my photo to get my contact info and bio. ... more
0 votes 5 answers Share Flag
Sun Mar 31, 2013
Roland Corral answered:
Hi, Please call me when you have a moment. I can do a search of my databases for you.
0 votes 1 answer Share Flag
Tue Feb 12, 2013
Donald Mituzas answered:
What I don't understand is why an agent is answering this question so late! It seem a certain real estate company has discovered that because their only advertising seems to be craigslist, they have to expand. Now it seems they will spam trulia so they can get rankings. Give me a break. ... more
1 vote 13 answers Share Flag
Sat Jan 26, 2013
Charles Ritz answered:
Yes it's normal. The agent should have asked "If I bring you a qualified tenant, would you be willing to pay a 3% (of the yearly rent)?" Most rentals list for 6% total (divided between the leasing Broker, leasing Agent, Lessee's Broker and Lesse's Agent). This one reason why a majority of agents don't do leases. ... more
0 votes 5 answers Share Flag
Sat Jan 26, 2013
Charles Ritz answered:
Most of my buyers are happy with Ernie Martinez (his wife works with him too) with Eyeball Inspections 909.563.0461
0 votes 7 answers Share Flag
Fri Dec 28, 2012
Jory Blake answered:
Harry, as a Realtor I usually match the name of the rental contact with the owners name on title. I also check to see if the home is in default status and determine the dollar amount of loans against the property.

If all 3 check out, it is typically safe to rent.


Jory Blake
Riverside Home Sales
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0 votes 1 answer Share Flag
Wed Sep 12, 2012
Shannon Peters answered:
Hello Rodney,
Yes there is a Mello -Roos tax assessed onto this property.
Are you interested in learning more about this home and others like it? We can schedule
a viewing appointment and also to discuss your financing needs
we are able to help you with all aspects of your purchase under one umbrella!
Give me a call to discuss your Real Estate needs.
Frank Peters II Broker

... more
0 votes 3 answers Share Flag
Thu Jul 12, 2012
Abby Ronquillo answered:
Hi There Joe,
It would depend on the specific property. For instance, in Eastvale, a similar home on the west side of Archibald may be $1500+ more in taxes than a home on the east side of Archibald. If you are able to look up the property on Trulia, Zillow, etc. then the tax information should provide a good approximation. For a more accurate answer, your Realtor is your best bet since they have access to that information through the MLS. Either way, Rancho Cucamonga or Eastvale are great areas to live. Best of luck to you! ... more
0 votes 5 answers Share Flag
Sun Oct 2, 2011
Ron Thomas answered:
You didn't designate a house; we have no way of looking it up.

As Leticia says,
Contact a Realtor and have them do the work for you; it will cost you nothing.

Good luck and may God bless ... more
0 votes 2 answers Share Flag
Sun Oct 2, 2011
Leticia Sotomayor answered:
There are a few senior assisted living centers as well as mobile parks. There is one on 19th st.
0 votes 3 answers Share Flag
Mon Nov 15, 2010
Pamela Beamon answered:
Hello Ken; good luck. It is getting more and more complicated to purchase or sell a home these days. We are the new kids on the block and can attest to that first hand! First of all the adivce of money is money and things are forgotten very easily EVEN when friends are involved. Especailly friends of friends. Do you know the value of the house? Are you setting the value or are they? For your sake, I would suggest you check the value for yourself. We have a site that can help you. Check this out and good luck in your deal

Pam Beamon
... more
0 votes 7 answers Share Flag
Wed Feb 24, 2010
Jeri Creson answered:
Judging by today...pretty darn fine. Today, my team and I were able to cut through the "no's" and slammed doors in my client's face, going on for over a year, and we took another approach and got results: How does 2% fixed for 5 years interest only, then graduating payments up to 5.25% sound? Do-able, right? And a few weeks ago, we got a similar deal closed with Citibank for a client who waited 6 months for an answer. It takes time, patience, and the right set of financial elements to work. Most are turned away. Many who are turned away are actually qualified. There seems to be a "tell them NO ten times" policy in the loan mod business. Only the persistent and stubborn survive. And loan mods aren't going to work for all. If you truly cannot afford even a reasonable payment because your income is erratic or non-existent, you won't qualifiy. But if you can establish an ability to pay...establish a pattern of commitment - you have a fighting chance.

It isn't popular as a Realtor for me to say that. Trust me, I've lost many a commission this year by telling people the truth and encouraaging them to try again before short selling. But I feel I have gained friends and contacts that will serve my "book of business" in the future. We're in crisis folks - and anybody who pushes somebody into a sale when a work out is still possible needs a conscience check. I do plenty of short sales, but only after all other avenues are exhausted. If you want a modification ask. If you are told no - ask again, and get some professional help to help you cut through the red tape. My clients pay nothing up front, a modest hourly fee to my assistant only upon successful modification - and I ask only for their referrals and testimony in payment for my services. And guess what, I'm one happy camper. Let's help each other through this - remember who helped you tomorrow, and we will all dine well at the banquet together.

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0 votes 11 answers Share Flag
Mon Nov 9, 2009
Roland Corral answered:
There are high winds but only in parts of Rancho. The high winds aren't here all the time though. It's seasonal with the Santa Ana winds and it's only a few times a year it can get very windy but it is definately not constantly windy. :) ... more
1 vote 4 answers Share Flag
Sat Nov 7, 2009
Michael Benninger answered:
No this is a great way to find out about a property before you move.
0 votes 10 answers Share Flag
Sat Nov 7, 2009
Michael Benninger answered:
Sun Aug 2, 2009
Diane Wheatley answered:
I'm sure you have resolution to this question by now by your agent. However, I just want to answer your question in order to best help those out there who may find themselves in your position.

You make an offer on a property with a three day time frame for the seller to accept it in writing or prepare a counter offer to your offer to be received by you within the same three day time frame. The new counter offer is written providing that you now have three additional days to accept his terms, reject it or prepare a counter offer to his counter. And so on and so on.

However, in your situation you were provided with a "multiple" counter offer to your original offer. A "multiple" counter offer states that the seller is preparing more than one counter offer to other buyer(s) interested in his property besides yours. In that case, when you sign and return his counter offer agreeing to his terms with no further changes, the contract is NOT considered a fully executed contract for the purposes of mutual acceptance UNTIL the seller subsequently resigns it within the time frame provided.

Until this subsequent signature is procured stating the seller’s final acceptance of just one of the multiple counter offers prepared, and communication of this acceptance is provided to you in writing, you have the right to rescind your offer and remove it from the table. If the timeframe for final acceptance by the seller has expired your offer is also considered void and off the table.

So buyers and sellers need to check the time frames to perform on any contract carefully to verify that they are within their legal right to accept or if the date to respond has lapsed. The timeframe does not need to be three days. It can be any reasonable amount of time the seller or buyer requests in writing.

Hope that helps clear things up for those of you entering formal negotiations.

Diane Wheatley, Broker
(909) 981-5400
... more
0 votes 7 answers Share Flag
Thu Mar 20, 2008
Diane Wheatley answered:
Hi Victoria, I'd be curious about how you heard about Rancho Cucamonga. I have lived her for 20 years now and have sold 100's of homes in the Rancho Cucamonga/Alta Loma areas. So from experience, I can tell you that it is one of the best areas to live in the Inland Valley and I enjoy selling my area.

I specialize in luxury home sales and know the homes you are referring to quite well. Toll Brothers has a great reputation and I've not heard a negative comments regarding their craftsmanship, integrity or customer service. Those homes were to hot ticket a few years ago with a lottery to enable buyers the right to reserve a lot. It's all good.

The Etiwanda area of Rancho Cucamonga is known for strong winds. The winds can be fairly strong about 12-15 days out of the year with moderate winds on other days. It is just an always present aspect of the eastern area of Rancho Cucamonga. Another issue with the Etiwanda area can be the mello roos tax assessments. Some developments have higher mello roos taxes than others so beware. The mello roos taxes to provide you with the basic infrastructure you need as a resident of the area such as fire protection, schools, flood control, lighting, parks, etc. The additional tax assessment can be as much as 1.5% (highest) of your purchase price per year in addition to your usual property tax assessment.

If you can find a home on a large lot (10,000 sq. or more) then your resale value is considerably better than most homes in the area. And newer homes are of course more desireable. It can be difficult to find a single story home in that area because the lot sizes run rather small - but they are there.

Bottom line, if you are looking for a newer large home, Etiwanda and east Rancho Cucamonga are your best bets for the money. However, I am seeing more and more excellent opportunities in all areas of Rancho Cucamonga, Alta Loma, Upland too. It is an exciting time for buyers right now. Good luck. I'd love to help you anytime.
... more
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