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Home Buying in 91702 : Real Estate Advice

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  • Home Buying9
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Activity 8
Thu Jul 23, 2015
You can sell right this very second, but the question is at what price. The lower end properties have been brisk over this last year so just get an idea what the property is worth and see what it will cost to get out. ... more
0 votes 2 answers Share Flag
Thu Jul 23, 2015
Hello Violeta, you can sell when ever you decide unless you have a loan that has a timeframe. A value in todays market can be evaluated with a CMA, comparable market analysis which can be done at no charge upon request.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or

If my response was helpful, consider clicking Thank, Link or Best Answer.
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Mon Jan 5, 2015
Kevin and Julie McLaughlin answered:
Sat Oct 19, 2013
John Arendsen answered:
I've actually been down this road a time or two. Never used an attorney, however. A good broker should be able to assist you in this matter if they really want to save the deal. But if they don't or won't and you're out $$$ then you might have to resort to an attorney. Hate to see you have to do that because it usually ends up costing you more for the attorney than what you've already invested. Good luck. ... more
1 vote 8 answers Share Flag
Thu Sep 1, 2011
Kevin Olson, Jessica Laude answered:
Always pay "market" price, not "list" price. Sometimes the two are very close, but consult a Realtor or appraiser to ensure this is the case with the home you are considering. ... more
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Mon Jan 10, 2011
Jane Grant answered:
Tina: Probably a good choice....Good Luck To Your Future Home Buying Efforts!
0 votes 15 answers Share Flag
Thu Aug 6, 2009
Jonathan Starr answered:
Hi Andy,
Yes, it is legal for them to ask you to pre - approve with their designated loan agent.
But the law says that they CAN NOT require you to use him.
The way I handle it is to have my loan agent cross qualify with their loan agent. This way you don't have to have your credit run each time you make an offer.
Also it is easier because loan agents talking directly to one another speak the same language.
Andy, I hope this helps you.
Jonathan Starr
... more
0 votes 6 answers Share Flag
Thu Jan 8, 2009
James Gordon ABR SFR SRS answered:
Patricia don't rule out a lease purchase on a property. Not every seller wants to or is able to a lease purchase but in my opinion you may have better luck looking at listed properties.
A pre-approval letter with stipulations from a local lender and a good nonrefundable deposit helps to make something like this possible.
... more
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