I would have to agree with Tommy above. Each bank has it's own guidlines on what it will take in a Trustee sale. If you are looking at a house that is bank owned, it will depend on the particular bank involved, how many lenders there are on the property and what each lender is willing to settle for in return for releasing the property. The reality is that the market drives the price of any particular house, whether it is a standard sale or bank owned. You need to do your due diligence yourself or have a real estate professional run a complete list of comps in that neighborhood.