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Home Buying in 91387 : Real Estate Advice

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  • Home Buying12
  • Home Selling2
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Activity 5
Tue Oct 16, 2012
Kevin and Julie McLaughlin answered:
Short sale. I recommend using a Realtor well-versed in the process as there are many "hoops" to jump through along the way. Expect to pay fair market value for the property.
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Thu Jul 7, 2011
Laura Coffey answered:
The appraisal is completely separate than a home inspection. If an appraisal is optional and you choose to get one it's yours you don't have to show it to anyone. If you have a Realtor they should have run the comps for you before you ever submitted your offer. If you are comfortable with the price you offered and the value than I may think twice about the appraisal because that's all that does. If you are not, don't order it through the lender, go independent. Good luck. ... more
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Thu Apr 28, 2011
Brent Kluge answered:

AMAZING program. Many options... We are one of only TWO companies approved to do the FannieMae HomePath Renovation program in all 50 states. Please feel free to give me a ring as I would be delighted to discuss.

... more
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Mon Apr 25, 2011
John Walin answered:
Ethics require we as agents to not screen written offers just because an offer has already been accepted. The seller should still know of the existence of another offfer. In Illinois, only written contracts are enforceable, probably same in your state. And if a another agent feels out the listing agent in a verbal offer way that does not qualify as a bonefide offer. The bank is a 3rd party approval to the contract and so the seller should only sign one contract at a time and use contract provisions for modifying or cancelling the contract. ... more
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Mon Mar 21, 2011
Laura Coffey answered:
All town-homes and condos will have HOA (Home Owner Association) fees per month. Each complex will be different depending what they offer you per month.
All will include common area and home owners insurance but understand most only cover from the walls out. Meaning if your place burns down your personal belongings and sometimes things like custom built ins and kitchens are not included. So you should get rental insurance as well.
Some complexes will include water, trash, and more, it just depends.
It's important to keep in mind that if you are purchasing and going FHA that FHA guidelines have changed and some HOA's are not FHA approved. With FHA you can buy with 3.5% down but if it doesn't qualify you would have to put down at least 20% unless you pay cash.
Below is a link that will lead you to an IDX map search and when you click on the property detail the HOA amount will be on each property detail provided the listing agent input it to the MLS.
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