All town-homes and condos will have HOA (Home Owner Association) fees per month. Each complex will be different depending what they offer you per month.
All will include common area and home owners insurance but understand most only cover from the walls out. Meaning if your place burns down your personal belongings and sometimes things like custom built ins and kitchens are not included. So you should get rental insurance as well.
Some complexes will include water, trash, and more, it just depends.
It's important to keep in mind that if you are purchasing and going FHA that FHA guidelines have changed and some HOA's are not FHA approved. With FHA you can buy with 3.5% down but if it doesn't qualify you would have to put down at least 20% unless you pay cash.
Below is a link that will lead you to an IDX map search and when you click on the property detail the HOA amount will be on each property detail provided the listing agent input it to the MLS.