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91381 : Real Estate Advice

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  • Local Info0
  • Home Buying5
  • Home Selling0
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Activity 5
Tue Jan 31, 2017
Hello Marklacydrums, yes there is a VOE form that lenders/processors use. Are you a 1099 employee because we would need a two year work history and two years tax returns including all schedules, 2106 expense write offs/unreimbursed employee expenses to determine net income to qualify.

If you are a W2 employee you will have a bunch more choices for loan programs from low down payment programs. You would need a minimum 620 fico score and from 15% down to qualify self employed for High Balance or Jumbo loans.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The purchase in 91381 zip code start from 335k for 2bd 2ba condo, 379k for 3bd 3ba condo and the single family homes start from 585k for 3bd 2ba home.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Fri Sep 30, 2016
Yes. This is extremely easy to do. Not sure why it is a question if you can do it or not.

Alex Greer
Loan Officer
NMLS #1056079
0 votes 1 answer Share Flag
Sun Mar 8, 2015
Michael Waxman answered:
If you're looking for easy access to and from the freeway, much less traffic and more consistency, then you will enjoy Stevenson Ranch. Valencia is made up of subdivisions or as I would refer to as communities within the community. Each of these include housing to accommodate all stages in life. Each has apartment living, condos, starter homes, move up home and executive homes. Therefore everybody can enjoy the quality of life regardless of their financial status. Stevenson Ranch is different where the higher up on the hill you are, the more expensive things are.7310 ... more
0 votes 2 answers Share Flag
Mon Apr 15, 2013
Laura Coffey answered:
I would bring all your documents to someone that could give you legal advice. I would also look into talking with their broker and filing a small claims law suit against them.
0 votes 11 answers Share Flag
Fri Oct 2, 2009
Kevin and Julie McLaughlin answered:
Probably just as easy to ask your employer to give you a copy of the missing year's W-2.
0 votes 6 answers Share Flag
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