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Home Buying in 91367 : Real Estate Advice

  • All49
  • Local Info5
  • Home Buying24
  • Home Selling2
  • Market Conditions0

Activity 24
Fri Mar 17, 2017
Keithbgreenslade answered:
Mon Mar 13, 2017
Scott Godzyk answered:
Most likely not. How did the appraiser measure it? Did the listing agent measure it? Did you measure it? The appraisal is at buyers expense and not refundable if it does not come out. You may want to have someone else (a professional) measure it as appraisers can be wrong. ... more
0 votes 2 answers Share Flag
Fri Jan 27, 2017
Susie Kay answered:
Wed Dec 21, 2016
Essencefull asked:
Wed Jun 8, 2016
answered:
Hello O, why would you want to rent to own when you may qualify to buy to own? Rent to own usually want 10-15% down that is non-refundable and rent that goes up annually until you buy it. You may qualify to buy with minimum out of pocket expenses already...

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

LA, Orange and Ventura counties are very large so you need to narrow down your search criteria for a purchase. What city do you work in would be a start.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 3 answers Share Flag
Wed May 11, 2016
answered:
You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

If the loan amount is High Balance/Jumbo you may consider 5% down Jumbo from 417k up to 1.5 million from a minimum 720 fico score and 10% down from a minimum 680 fico score.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 5 answers Share Flag
Wed May 11, 2016
answered:
Hello O, you would not need fico scores to qualify for a Foreign National Loan?

You would need a large down payment depending on your circumstances of US credit score or not and the verifiable income.

Click on my profile for website links.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
... more
0 votes 1 answer Share Flag
Wed May 4, 2016
answered:
Hello G, yes you can utilize the 203k loans to purchase homes that are in need of repairs that would not qualify for financing. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You can add on these types of home choices and you may find the home with the right floor plan to add some changes from 5k up to 35k with the Streamline 203k.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
23+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 14 answers Share Flag
Mon Feb 29, 2016
answered:
Hello Signe, a comparable market analysis only takes a few minutes to figure out your home value. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores and current value of your home.

It only takes a few dozen questions to qualify and go over your options. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 13 answers Share Flag
Sun Feb 28, 2016
answered:
Hello Sarah, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs.


We offer as low as 5% down Jumbo up to 1.5 million from a minimum 720 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Tue Aug 11, 2015
Maggie Oreck answered:
It is a personal decision that needs to take many factors in consideration. Keep in mind that Interest rates are low which means you get more for your money. AT the end of depends on your own circumstances. It is not a black and white answer

Best of luck!

Maggie Oreck - Realtor
CalBRE Lic#01352758
818-906-8388
info@maggieoreck.com
www.maggieoreck.realtor
... more
0 votes 15 answers Share Flag
Sun May 31, 2015
Maggie Oreck answered:
There are many programs for loans after a foreclosure. Remember there is life after dead.
Just shop around and if your credit is good beside the foreclosure. I am sure your changes are good too.
Good luck!
... more
0 votes 5 answers Share Flag
Sun May 31, 2015
Maggie Oreck answered:
You can go back and make a revision to the review. Just log in to your Trulia account and Viola!

It would be very nice if you can fix it ASAP
Best of luck
0 votes 1 answer Share Flag
Thu Mar 19, 2015
answered:
Hello Irene, that address is showing as a 5bd 3ba single family home so if you are looking at a rental listing for it it has to be a scam rental listing unless it is for a room rental? The rentals in Woodland Hills start from $1,525 for 1bd 1ba condo, $1,900 for 2bd 2ba condo and up. The purchase start from 279k for 2bd 2ba condo which is from as low as $1,400 down payment with a minimum 580 fico score.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service. You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking thumbs up or Best Answer!
... more
0 votes 1 answer Share Flag
Fri Mar 13, 2015
Alex Khalilifard answered:
As John said, this is a great source:

http://www.federalhousingtaxcredit.com/

Please let me know if you have any other real estate-related questions!

Alex Khallifard
Listing and Selling Agent
RE/MAX
Alex@TopHomesLA.com
818-925-8088
Web Reference: http://www.TopHomesLA.com
... more
0 votes 8 answers Share Flag
Fri Mar 13, 2015
Alex Khalilifard answered:
Hello G,

Short-sale listings can be very tricky, I could have understood if the "Bank" was coming back with a counter, but I can't understand why your agent would ask you to counter back the "buyer"


Alex Khallifard
Listing and Selling Agent
RE/MAX
Alex@TopHomesLA.com
818-925-8088
Web Reference: www.TopHomesLA.com
... more
0 votes 21 answers Share Flag
Wed Jan 12, 2011
Sara Mehrpouyan answered:
I specialize in foreclosures and short sales.

Please visit www.Short-Sale-Vs-Foreclosure-Help.com and www.DistressedHomeOptions.com.

My woodland hills real estate website is www.athomewithsara.com.

Thanks,
... more
0 votes 6 answers Share Flag
Wed Jan 12, 2011
Sara Mehrpouyan answered:
Backup status means that they have an accepted offer from a buyer and that they will allow other offers to come in just in case the sale on current buyer's offer does not close for some reason. ... more
0 votes 7 answers Share Flag
Wed Jan 12, 2011
Sara Mehrpouyan answered:
Hi Mike

Sorry for your loss. You should definitely speak with an attorney. If you need assistance from a realtor, then feel free to contact me.

Sincerely,
Sara Mehrpouyan CDPE
Rodeo Realty
Woodland Hills Real Estate
818-903-2040
Dre#01712757
... more
0 votes 7 answers Share Flag
Tue Aug 17, 2010
Janey Bishop answered:
I agree that it worth trying to negotiate with the HOA. The fees and penalties have been accrued by the previous owner and it is in their interest to get a responsible owner and the account paid to date. They probably won't negotiate the dues but may help on the penalty and fees. ... more
0 votes 5 answers Share Flag
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