That is the way short sales work. You can spend months working through the process, jumping through the hoops only to find the objectives of the onwer may have changed. These objectives CAN be influenced by the conditions the bank may impose on the owner. So, at the very last moment, if the owner does not like the deal the bank is offering them, may decide the outcome most beneficial to them is a bankruptcy. You, the buyer, will have no influence. As many have said before, closing a short sale is a miracle! Only 30% of listed short sales ever close as a short sale.