Hi Frustrated, Home - Seller
What you can do is the following:
First send them cease and Desist, Validation, and Dispute as allowed by the Fair Debt Collection Practices Act,
Has the HOA sent you to collections?
In your letter make the heading in BOLD Print so they can not miss it.
Send it certified mail, return receipt.
Cease and Desist means they can not call you, harass you for collection.
Dispute the fact that you owe the money, tell them that is has been paid.
Validation means they have to prove that you owe them the money they are talking about.
They have to prove within 30 day, that you owe them the money or they are in violation of the FDCPA and they canâ€™t continue the collection process.
If they continue the collection process make sure to keep copies, you can know forward your letter to the BBB, your credit reporting agencies etc. If they send you to a collector you may be able to sue them for being in violation.
This is just basic information we make available and not legal advice.
Ryan Gussman , Realtor