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91104 : Real Estate Advice

  • All11
  • Local Info0
  • Home Buying4
  • Home Selling2
  • Market Conditions0

Activity 9
Wed Jul 6, 2016
answered:
I can use either Freddie or Fannie,

Rich Littlefield
Sophisticated Financial
714-968-2500

License 287206 Equal housing lender
0 votes 1 answer Share Flag
Fri Jun 3, 2016
Susie Kay answered:
Katherine,

I would suggest that you pick up the phone and call a local realtor to assist you!
0 votes 1 answer Share Flag
Tue Mar 31, 2015
Sheryl Arndt answered:
Hello Bruce, we don't use attorney's for our real estate transactions here as we use escrow and title officers as well as agents and loan officers. Are you paying all cash or need financing as well?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The inventory is quite low for REO so most listings are standard sale with not much room for negotiations. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 1 answer Share Flag
Thu Oct 9, 2014
Von Bonilla answered:
Hello Debra,

It would be better to contact a real estate professional in Pasadena to help you find home rentals.
0 votes 5 answers Share Flag
Thu Oct 9, 2014
Von Bonilla answered:
Hello Amy,

I agree with Claudia's answer that a bridge loan may be an option for you however, if you have enough equity on your home you may be able to buy your next home with cash. Feel free to look at my profile.

Von
... more
0 votes 7 answers Share Flag
Wed Apr 23, 2014
Sheryl Arndt answered:
Hello miodragcertic, there are many loan program choices for all situations with a loan broker like myself as we have about 25 banks we utilize to fund our clients. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You may qualify for stated income loans if you are self employed and have a minimum 700 fico score with 30% down payment and have assets.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 5 answers Share Flag
Tue Aug 6, 2013
Andy Bencosme answered:
It is usually better to fix these types of issues before listing and also disclose the recent work during the sale process. Many times if you list a home in need of major work, you will build the needed working into the price as compared to a already renovated home, but during the negotiation and inspection process a buyer may want to deduct the cost of repairs on top of the already lower price. This can be a double edged sword so you want consult with a local pro! ... more
0 votes 14 answers Share Flag
Fri Nov 16, 2012
Sarkis Aleksanian answered:
You have a right to request a formal rejection of your offer by the seller. There is a place on the signature page of the C.A. R. Offer where a seller can reject an offer in writing. That's a reliable way to alleviate your concern of whether the Seller saw your offer or not. If the agent doesn't cooperate with your request, you have a better basis for your complaint. Finally, many reputable agents will not represent both the buyer and seller just to avoid similar conflicts of interest or even the presumption of it. Hope this helps. ... more
0 votes 8 answers Share Flag
Thu Jul 24, 2008
Keith Sorem answered:
Jackie
The value iof a property is based on a number of variables:
First, there is wholesalel. In most cases if you need to sell quickly, the value will be less, say if an investor purchased the property at wholesale, which typcially is about 10-20% below retail.
Second is the price someone looking for property in the area would pay. Someone that knows the local values, is qualified to buy, and is looking for a fair price.
Third is your Fair Market Value. This value is based on the amount of time and evergy you have to get the maximum value out of the property.

Proper preparation, including cleaning, painting, decluttering, staging, making necessary repairs, all go into Fair market value.

Pasadena is one of the markets I service and I would be happy to send you a market report that discusses activity, 12 month trends, pricing, and home values.
1-888-284-2056 or via my Trulia Profile
... more
0 votes 2 answers Share Flag
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