Hello Debbie, the home purchase prices in 90815 zip code currently start from 489k for 3bd 2ba single family home. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can then be set up to receive automatic daily emails to fit your search criteria.
You will also need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.
If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
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Betty~ there are many great places, and reputable property management companies, or landlords to chose in Long Beach, my company happens to be one of them, IMO, only I wish you the best luck, you should not have any problems finding a place you can call home in Long Beach...... more
The owners may be trying to modify the loan, thus delaying the auction. I've heard recently that owners or their agents (meaning people that owners have hired, not real estate agents) will go to the auction, try to suggest the title is not clear, and the buyers will not bid on a house because they have title concerns.
Some banks do not want the expenses and liabilities of having the title, in some cases, they delay the auction until they are ready to resell the house. Having it occupied, may be more advantageous to them than having it vacant, susceptible to squatters, and the maintenance problems associated with ownership.... more
Agent and the buyer of a distressed asset and REO - default in a recovery with claims pending for unlawful transfers and voidable sale by a trustee. Voidable with new claims of collusion and failure to disclose less than arms relationship in other busness linked to the lender and purschase. Now earn a commision . Yikes Leave it alone unless at least 12 months seasoning (why not ask for the commisison whereby you further reduce the purcase price anyway?)