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Home Buying in 90650 : Real Estate Advice

  • All26
  • Local Info1
  • Home Buying15
  • Home Selling1
  • Market Conditions0

Activity 15
Fri Jul 24, 2015
answered:
You should ask the attorney involved. I have never had that come up.
0 votes 1 answer Share Flag
Mon Jan 26, 2015
Alex Montelongo Real Estate Group answered:
Foreclosures make up such a small percentage of the active listings on the market. There are plenty of well priced properties to choose from. If you are still in the market, give ma a call and I will walk you through the process and answer any questions that you have about buying real estate.

All the best,

Alex Montelongo//Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic#01456982
... more
0 votes 5 answers Share Flag
Sat May 24, 2014
Oscar Gonzales answered:
Hello,

It will hit, but for a few points only.

Oscar Gonzales
WestCo Realty
562-244-2055
BRE#01771716
0 votes 3 answers Share Flag
Sat May 24, 2014
Oscar Gonzales answered:
Hello,

Nope, will not affect your credit. Has nothing to do with your credit. A loan mod is a re structure of your mortgage which is non credit based.


Oscar Gonzales
WestCo Realty
562-244-2055
BRE# 01771716
... more
0 votes 33 answers Share Flag
Mon Nov 12, 2012
Morcos Azer answered:
Thank you Eden Lim, The company that you referred my client to fix his credit is working for him. He is very happy.
0 votes 6 answers Share Flag
Tue Nov 1, 2011
Dan Tabit answered:
Inneedofhelp?
Are you behind on your payments? Sometimes when a borrower gets far enough behind the lender stops accepting individual payments and wants to work out a long term solution. This can included a repayment program, loan modification, short sale, deed in lieu of foreclosure or just outright foreclosure. Lenders will often try and work with you, if you get in touch with them. The critical thing is to be in touch with your servicing lender. ... more
0 votes 1 answer Share Flag
Thu Oct 27, 2011
Robert Chomentowski answered:
I re-read that and think you mean Cal Vet? Give them a call http://www.calvet.ca.gov/.
0 votes 2 answers Share Flag
Thu Oct 27, 2011
Inneedofhelp answered:
No, it is not a Notice of Default it is a "Notice of Cancellation" and that was all that was on file. I actually found out about it only after a relator came to my home and showed it to me. ... more
0 votes 4 answers Share Flag
Thu Oct 27, 2011
answered:
I think you may mean a notice of default. They will probably want all past due funds and legal fees to take it out of default though. But you never know call them and see if you can work out something.

Good luck
... more
0 votes 1 answer Share Flag
Thu Oct 27, 2011
Inneedofhelp asked:
Mon Apr 25, 2011
Brian Flock answered:
You only get a 30 day window in which to freely check your credit for a mortgage. And lenders only use a given credit report for 90 days so it is possible to have your credit polled multiple times for a long transaction like a short .

Either way, each new check of the 30 day window is approximately 5 points.
... more
0 votes 1 answer Share Flag
Wed Jun 9, 2010
James Gordon ABR SFR SRS answered:
Jdhobz double check it may not extend your loan but watch out for that last payment. A lot of lenders are placing all the past interest and late payment fees on the final payment as a balloon payment. That way they are not writing off any of your principle and when you sell the property they will be made whole.
For them it is a good bussiness decision because you get a monthly you can afford and the lender will be made whole at the time you sell the property.
... more
0 votes 4 answers Share Flag
Wed Dec 16, 2009
Other answered:
Fox Blake,

There are many mortgage companies out there. Brokers, direct lenders, banks, and credit unions. Some are good and some are not so good. A good start is a referral from a friend, family member or professional like a realtor, cpa or attorney. You can check out the company in question by finding out who the licensing agency is for that lender. For instance the Department of real estate or department of corporations. Then see if there are any complaints or unresolved issues. Another place to check is the BBB. That would be a good source... Hope this helps a little and I wish you success in your loan quest. Sean ... more
0 votes 3 answers Share Flag
Wed Aug 13, 2008
Dorene Slavitz answered:
There is quite a bit of fear out there, on the part of potential home buyers. Like you, they do not want to over pay for a property..and who can blame them??!! As far as..where is the market going...I'ts anyone's guess. I think it will slowly begin to move back up, so if you see something you really love, and the price is right, make an offer on it! ... more
1 vote 5 answers Share Flag
Sun Aug 10, 2008
Monique & Joe Carrabba answered:
Hello Fox,

I would run the comps first. I think a low-ball offer is anything greater than 10-15% depending on the amount of days on market. The agent also needs to take into account seller motivation. If it has been on the market 60 days you need to take into account if it has had a reduction too. 60 days isn't that long. If they aren't motivated there isn't a guarantee they will take it but if there are enough houses you are considering, eventually someone will.

Best,

Monique Carrabba
The Reavis Group
mcarrabba@kw.com
... more
0 votes 1 answer Share Flag
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