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90623 : Real Estate Advice

  • All11
  • Local Info0
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 8
Mon Nov 17, 2014
Frank Abbadessa answered:
There are many of these programs available. There are certain stipulations such as income requirements and debt to income ratio though I have had several clients take advantage of this program without having to ever pay back the 3%. It's a great program that may not be around forever so you may want to take advantage while it's here. Please let me know if I can help you out, thanks! ... more
0 votes 7 answers Share Flag
Tue Jul 22, 2014
Ali Qureshi answered:
With FHA guidelines, you can qualify with as low as 3.5%. If you qualify under conventional guidelines you can put as low as 5% down payment. Qualify with a lender to understand all your options. ... more
0 votes 11 answers Share Flag
Tue Jul 22, 2014
Ali Qureshi answered:
There are different programs available. FHA Hud guidelines are changes so You don't have to wait to buy after a short sale. Talk to a lender to qualify under new programs.
0 votes 7 answers Share Flag
Thu Jun 26, 2014
Kawain Payne answered:
No one can say for sure what the future of home prices will be. We can only act based on CURRENT conditions.

Rates remain at record lows, but lending guidelines are getting strict as well as appraisals.

If you qualify to buy a home NOW, I suggest you do not sit on the fence.

Much Success to you!!!!

Kawain Pyne, Realtor
... more
0 votes 4 answers Share Flag
Sun Dec 9, 2012
Michelle Gonzalez answered:
I had 2 short sale sellers that sold 3 years ago buy this year (waiting period was 3 years). They bought FHA with the minimum 3.5% down. The minimum FICO score needed was a 640 mid score. If you have any other questions feel free to call me. ... more
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Wed Dec 5, 2012
Keith Jones answered:
Hi Peace,
Yes it is possible to find a foreclosure in move-in condition, Foreclosure doesn't mean that a home is automatically in disrepair. Some are in poor conditionm dio to a variety of reasons. Sometimes the hopmes have been left vacan t amd in other incidents the owbers have not been able to afford maintanance, but it is not a given. Once the home has been foreclosed on the bank will often take care of ill-condition issue before putting it on the market, because the hope to get top market value, ... more
0 votes 7 answers Share Flag
Wed Dec 5, 2012
Keith Jones answered:
Hi Peace,
Yes it is possible to find a foreclosure in move-in condition, Foreclosure doesn't mean that a home is automatically in disrepair. Some are in poor conditionm dio to a variety of reasons. Sometimes the hopmes have been left vacan t amd in other incidents the owbers have not been able to afford maintanance, but it is not a given. Once the home has been foreclosed on the bank will often take care of ill-condition issue before putting it on the market, because the hope to get top market value, ... more
0 votes 2 answers Share Flag
Mon Mar 17, 2008
Chris Marple answered:
Hello,

please feel free to use my map search mls at www.myOCmls.com to specifically pin point the neighborhoods you have interest in.

I can also research them for you and have you a response in less than 30 minutes once I receive your email request.

I hope this helps!
... more
0 votes 4 answers Share Flag
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