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Home Buying in 90620 : Real Estate Advice

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  • Home Buying5
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Activity 4
Fri Jul 5, 2013
Rosa Tena answered:
Hi Dan;
You did the correct first step, to be approved. I recommend you to see San Bernardino or Riverside Counties.
0 votes 7 answers Share Flag
Wed Oct 6, 2010
Eric Israel answered:
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Fri Feb 19, 2010
Glenn Gaspar answered:
Hi Nickoli,

To answer your question...Yes, there is a program which, if you qualify, allows you to buy a home with only .5% down!!! In addition to this you can ask the seller to pay up to 6% of the sales price towards your closing cost. Now this 6% stands as of today (02/19/2010), but may change to 3% only with in the next few months.

This program is really a FHA loan so there are no income limits. This program is only available here in California.

Here is the link to the lender's page where you can apply:

My main contact there has been Bill Gately with
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Thu Mar 12, 2009
Kawain Payne answered:

Buying a home is too serious to put your trust in an agent just because they are willing to hand over any part of their commission. You want an agent to work for your best interest at all times. Your relationship with your agent needs to based on trust, not the fact that you may get a refund from your agent at closing.

If you need funds credited to you, your diligent agent can ask the seller for credits for repairs and or closing costs. If you are a first time buyer your agent can advise you on government programs which assist 1st time buyers with closing cost and require low or in some cases no down payments.

Kawain Payne, Realtor
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