You can get a home loan here in LA or OC county with a FICO as low as 550! This is VA and FHA as well as conventional 5% down or more!
These are done all day long and we CLOSE! 310-429-4170 firstname.lastname@example.org
I have the lenders that do these!
And we have Down Payment Assistance plans where u only need 1% of your hypothetical purchase price to tie up in escrow. So for ex. If u put an offer on a $400,000 house, U put down at least $4000.00 to open escrow! CAll me I can show u how! I work with tons of 1st time homebuyers in LA
Look at my profile . I've put tons of 1st timers in homes....if I had listened to everyone else, half my buyers wouldn't be in a home RIGHT NOW! They will tell u themselves! NO LIE!