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89117 : Real Estate Advice

  • All38
  • Local Info4
  • Home Buying16
  • Home Selling3
  • Market Conditions1

Activity 33
Fri Aug 18, 2017
Arnoldma4 answered:
I am in the Indianapolis area and have had experienced some financial hardships in the last 5 years. I am married and have 4 children. I recently got a large raise but have a very low credit score. I have lived in my current home for 9 years. I would like to buy a larger home in the Indianapolis area for my family. Does anyone have any suggested lenders that I could speak about option wise? I can put down 20% after my house sells.

Please advise. Thanks so much!
... more
0 votes 6 answers Share Flag
Thu Aug 17, 2017
lbtrio asked:
I purchased a condo in Las Vegas, NV for cash. In reviewing my closing paperwork I don't have a deed. Does Nevada issue a paper deed to a home buyer?
0 votes 0 Answers Share Flag
Tue Mar 7, 2017
Maricris A answered:

I sent an email to you about this concern.


Consumer Care advocate
0 votes 1 answer Share Flag
Sun Feb 12, 2017
Darlenejohnson448 asked:
and her feance both she and her feance work and i recieve disability the children consists 3boys agae 17 8 3 and one girl 1 we now live in a 2 bedroom apartment
0 votes 0 Answers Share Flag
Mon Dec 12, 2016
Trisha8361 asked:
Looking for areas of foreclosed homes under $40,000
0 votes 0 Answers Share Flag
Fri May 6, 2016
Jcuenciojr answered:
TR REALTY Las Vegas has similar tacticts fraud mismanagement lies, deception, Allan Lovinger tbe worst.
1 vote 1 answer Share Flag
Sun Apr 10, 2016
FromDallasTX answered:
Walk away, run, fast. The problems you are seeing may not be the only ones. If you are short on cash, you will not be able to maintain the house. Spraying for mold does not take care of the problems inside the walls, ac vents and ducting, and other hidden areas. This is not a good investment even if it may appear to be. Check your contract terms, and, if you can, consult an attorney.... then, run. ... more
0 votes 12 answers Share Flag
Sat Apr 2, 2016
Ms.cwoods61 answered:
Wed Mar 30, 2016
Ms.cwoods61 answered:
I can get you a home loan. Email me for a little more details before processing.
0 votes 4 answers Share Flag
Tue Feb 23, 2016
Alysse Musgrave answered:
Interest rates and the cost of financing are based on the lender's risk. The higher the risk to the lender, the higher the cost to the borrower. A loan with your credit score would be very, very expensive. Get your score up to around 640 before you shop for a home. Anyone who tells you otherwise is not your friend.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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0 votes 1 answer Share Flag
Wed Jan 20, 2016
Krissy Oxidine, Loan Officer answered:
I see you are in Durham NC. I am local loan officer here in Charlotte, North Carolina. Licensed in NC. Did you end up purchasing? Looking to refinance? Rates are extremely low!
0 votes 12 answers Share Flag
Thu Apr 9, 2015
first last answered:
Hello! I am probably just an embryo in the whole real estate world with just 6 months since I got my license lol and I love it so far. I am glad to hear that you are ready to make the career change, which means you have done a lot of research in this industry. When the market crashed couple years ago, almost half of realtors all over the country have dropped their license because there was no money to be made but the other half survived by having the knowledge and working 10x as hard now. So that piece of history just shows how it can be again and made me wonder how to be a survivor. In my experience so far, I have gained a lot of knowledge just being around successful top producers that make real estate their FULL TIME career. Just by assisting them with papers, answering phone calls and going with them to show their clients houses to the point of a "smooth" closed transaction has given me a lot of respect to real estate agents. I put the word smooth in parenthesis because it's sometimes rare for a transaction to be smooth because anything can literally happen. It can be very stressful at times but the reward is so much greater. Being a realtor can also be expensive so know all your costs and due dates. Once you're licensed treat it as your own business, I see you are from California so you might have different laws than Nevada. Know the law so you don't ever get in trouble. Knowledge is power, read online or the newspaper on the real estate market daily. Most people (like me) get into real estate because you can make a lot of money, which is true BUT that is if you have certain connections or simply get lucky, then again if you want a lot of money you are going to need a lot of knowledge- I recommend teaming up with a reputable top producing broker/sales agent to teach you everything you need to know. Again, this is your business, have a game plan and DO IT! Focus on Leads Leads Leads & Best of Luck ! ... more
1 vote 15 answers Share Flag
Mon Mar 23, 2015
Rich answered:
If you want to raise you credit scores FAST, WE CAN HELP YOU.. We can help raise your credit scores dramatically within weeks not months or years.. We've had clients raise their scores up to 180 points in 3 weeks...If you want the Best/:Lowest interest rates possible contact us...

Best Wishes
(702) 758 - 3799.
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0 votes 5 answers Share Flag
Mon Mar 23, 2015
Rich answered:
Itt's because the Brokers have gotten in with Countrywide so they have accounts...The Banks are holding on to properties, We call this shadow inventory.. It's in their best interest NOT to flood the market as it will bring prices down and result in greater losses for the Banks.. ... more
0 votes 4 answers Share Flag
Mon Mar 23, 2015
Rich answered:
yes it's possible, as Patrick said there are programs for non occupied co-borrowers

Best Wishes
0 votes 5 answers Share Flag
Mon Mar 23, 2015
Rich answered:
I'd say 3.5% to 20%.. 3.5% with FHA,., 20% down for investment property or if you have bad credit..

Hope this Helps
0 votes 10 answers Share Flag
Mon Mar 23, 2015
Rich answered:
YES - absolutely you can always ask.. Whether or not you'll get it is a different story.. What you can do is submit a lower offer based on the fact the property needs repairs. Have the repair appraisals in writing and present them to the bank.. I got a house in Lamp Light Glen it was valued at over 400k we negotiated with the bank and they came back at 270k..The house needed 70k in repairs..
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0 votes 15 answers Share Flag
Wed Feb 4, 2015
Diann Tonnesen answered:
Yes, the HOA members can vote to change the bylaws and CC&Rs of a community. We have seen a lot of these changes in Las Vegas over the past few years.

After the real estate market crash, we had a flood of investors that were purchasing properties and renting them out in neighborhoods that were historically owner occupied. The associations "fought back" by limiting the number and term length of rentals. A few HOAs even went so far as to outlaw rentals entirely.

The only thing you can do is check into whether the proper procedures were used to change the by laws and CC&Rs in your community. Actually, many associations pass restrictions without using the proper procedures an, if so, can be challenged. Your only other recourse would be to sell the property you have and replace it with one that is in a community without those restrictions.

Hope this helps!

Diann Tonnesen
Berkshire Hathaway HomeServices

The Tonnesen Team - with over 30 years of experience helping families call Las Vegas "home!"
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0 votes 2 answers Share Flag
Sun Oct 26, 2014
dorenezeller17 answered:
Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service. Email: or or Tel: USA +12404374240 .He is a trust worthy man. ... more
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