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Home Buying in 85308 : Real Estate Advice

  • All42
  • Local Info2
  • Home Buying21
  • Home Selling2
  • Market Conditions2

Activity 15
Mon Aug 22, 2016
Steve Bernstein answered:
If you need a good mortgage broker in az to explain the benefits and drawbacks of each mortgage loan program, I know a guy that provides low mortgage rates and has 22 years of experience :-). ... more
0 votes 4 answers Share Flag
Fri Nov 6, 2015
Anastasia Rippel answered:
There were 2 answers already below, answer is YES. Each situation is unique, of course. Hardest part I found sellers reluctant to accept contingent offers, but not impossible. Out of 3 homes my buyers were interested in 1 seller agreed to contingency. 30% isn't pretty good. That means they ok with waiting when you home sells/closes. Glad to help if you looking to sell and buy. Anastasia ... more
0 votes 3 answers Share Flag
Wed Jul 15, 2015
Scott Godzyk answered:
Did you add it to your listing in Trulia as well? If you are a for sale by owner, Trulia does not allow postings from owners so that could be why.
0 votes 1 answer Share Flag
Wed Jul 8, 2015
Debbie Kruger asked:
Thu Jan 1, 2015
Jennie Miller, Pllc answered:
There is typically an increase in the number of listings that come on the market after the first of the year.
0 votes 1 answer Share Flag
Wed Oct 22, 2014
Don Tepper answered:
Best advice: Know what you want in a house and location. Know yourself. Know your needs. If there's a spouse involved, know your spouse's wants and needs.

Second best advice: Know what you can afford. That is NOT what you might be approved for. Know your comfort level. Just because a lender says you can be approved for "X" doesn't mean that you actually can afford it, or that you can pay it without negatively affecting your lifestyle.

Everything else comes later. Choosing the right Realtor: Extremely important, but that agent won't be able to do his/her job until you've figured out what you want in a house and what you can afford.

Getting pre-approved: Important, but it's important in the buying process, not in actually choosing a home. If you've worked out the second point, above, you're not going to be surprised by what a lender says.

Hope that helps.
... more
0 votes 12 answers Share Flag
Wed Jul 23, 2014
Diana Hellman answered:
I would think communication and monitoring the market would be important to both buyers and sellers. There are many times, especially during a transaction that the agent needs to be accessible.if they are not, that would be frustrating for either a buyer or a seller. ... more
0 votes 3 answers Share Flag
Wed Nov 20, 2013
Theresa Mattern answered:
A Teacher??
There is "The Teacher Nextdoor Program"...sponsored by the City of Phx.
Its FABULOUS! FREE money to buy a home, ya gotta be a Full Time Teacher and ya gotta buy in the City of Phx city limits...I am an expert in this program, call me we can chit chat a little more.
... more
0 votes 11 answers Share Flag
Wed Nov 20, 2013
Theresa Mattern answered:
Well, yes ...meaning you can have the 3.5% FHA downpayment "gifted" to you by a family member. So, its not your money. :) (other peoples money is always fun to get)..he he.
But, if your family is like MY family, they have no money...ha! But its an option. VE (if your a VET) is always no money down.
And the USDA...(yes, like the dairy farmers) but that is for COUNTRY LIVING. IF ya wanna be on the out-skirts of town, that's an option too.
Call me and we can talk more about this...602-647-0047
Im here to help, and IM FREE! (leaves you more money for your downpayment.) :)
... more
0 votes 14 answers Share Flag
Mon Aug 26, 2013
Bianca Bennett answered:
Please contact me directly and I will be happy to help!

Best Regards,

Real Estate Professional / Prestige Realty
Bianca Bennett / 602-570-7898
... more
0 votes 9 answers Share Flag
Mon Aug 5, 2013
Loren Hoboy answered:
Jeff laid out the common loan programs and seller paid concession that can be included in an offer.

The loan program that Chris mentioned is available from select lenders with a 1% down payment. Give one of us a call and we can make the introductions once we fully understand your situation.

Loren Hoboy-Buyer's Agent
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0 votes 9 answers Share Flag
Sat Jul 20, 2013
Don Tepper answered:
Rafael got it right. The clue is that you were denied because you won't be moving more than 50 miles away. The lender believes that the new purchase will be used as a rental.

I ran into the same situation years ago. My Realtor and I were able to demonstrate to the lender (to the underwriter) that the new purchase was indeed going to be my primary residences. I don't know if you'll be able to do the same.

But that's what the problem is.

Hope that helps.
... more
0 votes 11 answers Share Flag
Sat Aug 18, 2012
Loren Hoboy answered:
There are about 215 Lake Communities in Central Arizona/ Greater Phoenix. Today there are 308 homes on lakefront lots that are availalbe. Check out :

On another note Trulia, Zillow, Yahoo and other national sites are frequently out of date and over half of their listings are no longer available. Check out to search. It is updated hourly and you can stay on top of what is really available.

Loren Hoboy-Realtor
Your Local Expert
Central AZ Real Estate
... more
0 votes 11 answers Share Flag
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