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Home Buying in 85257 : Real Estate Advice

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  • Home Buying11
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Activity 2
Sat Dec 2, 2017
Frank S. answered:
Hello Sam, yes you may if you are in payment arrangements and have made minimum 3 payments on time. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the purchase.

You may consider FHA 3.5% down from a minimum 580 fico score and fico scores between 500-579 will require 10% down for FHA. If you have a minimum 620 fico score you may consider 3% down conventional.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. How much do you pay in rent and what is the maximum payment you are looking to afford?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Check out the web reference link below...
... more
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Wed Sep 24, 2014
Bianca Bennett answered:
Have you spoke with a lender? I know a qualified lender that can help.
0 votes 7 answers Share Flag
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