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Home Buying in 85032 : Real Estate Advice

  • All46
  • Local Info0
  • Home Buying22
  • Home Selling8
  • Market Conditions2

Activity 18
Thu Nov 10, 2016
Scott Godzyk answered:
Set up an appointment with a lawyer, which probably should have been done from the start to check before you signed. It does not sound right
0 votes 2 answers Share Flag
Thu Oct 6, 2016
1951mlk1951 answered:
I live in Canada, purchased and sold many homes over the last 6 years in Arizona.
Never once a problem, had AAA Realtor from day ONE, which does also my property management.
More than recommend her , more than happy ..

Cathy @
Office: 480-892-4940 | Cell: 602-377-3125
Choice One Properties
3234 N. 88th Street
Mesa, AZ 85207

very flexible , easy going, I have nothing bad to say, every..

Marion
... more
0 votes 18 answers Share Flag
Thu Apr 7, 2016
Karen Peyton answered:
At $6,000 your daughter is opting to make a 5% down payment which is higher than the "regular" 3.5% requirement for FHA loans.
Is your question regarding the loan amount, the down payment, or the availability of homes?
Feel free to contact me for information regarding any of these.
... more
1 vote 2 answers Share Flag
Thu Jan 21, 2016
Adam Botticello answered:
Hello Mandavya.

Unfortunately I cannot answer this question for you. I believe your interests would best be served having by this question answered by a tax professional. I would be happy to assist you in getting a proper answer.

If and when you do decide to purchase in Arizona I would love to help you find your vacation home. I will credit you 1/2 the commission the seller pays me at close of escrow.

Seller's will pay a Realtor a commission for bringing a ready, willing and able buyer. This commission is typically 2.5% to 3.0% of the purchase price. We are willing to split this commission with our buyer's 50/50. This means that by working with us you will receive a credit at closing of 1.25% to 1.5% of the purchase price on almost any property in Maricopa County.

Thank you
... more
0 votes 1 answer Share Flag
Tue Nov 26, 2013
Bianca Bennett answered:
Hi,

Were you able to fix this problem? Were you able to rent this property?

Best Regards,

Real Estate Professional / Prestige Realty
Bianca Bennett / 602-570-7898
Bianca@InvestInArizonaHomes.com
Website: www.InvestInArizonaHomes.com
... more
1 vote 1 answer Share Flag
Tue Nov 26, 2013
Bianca Bennett answered:
WAS this problem fixed? Let me know if I can help.

Best Regards,

Real Estate Professional / Prestige Realty
Bianca Bennett / 602-570-7898
Bianca@InvestInArizonaHomes.com
Website: www.InvestInArizonaHomes.com ... more
0 votes 4 answers Share Flag
Tue Nov 26, 2013
Bianca Bennett answered:
I can provide you with a very good real estate lawyer. Are you living in Arizona now?
Best Regards,

Real Estate Professional / Prestige Realty
Bianca Bennett / 602-570-7898
Bianca@InvestInArizonaHomes.com
Website: www.InvestInArizonaHomes.com
... more
1 vote 5 answers Share Flag
Wed Jul 3, 2013
Rebecca Kallhoff Team answered:
Hey Jolene, have you considered buying?
Most of the time, when you buy the mortgage payment is going to be cheaper than what you would be paying for rent.

Also, there are some great programs out there to assist with closing costs and can get you into a home with no down payment!

If this sounds like something you would be interested in, please, don't hesitate to give me a call at 480-275-9566.

Also, you can start searching active listings that may be of interest to you on my website www.rebeccasellsaz.com TODAY!!

PS. I look forward to working with you in the near future!
... more
0 votes 9 answers Share Flag
Tue Dec 21, 2010
Jennifer Dodge answered:
Take comfort in knowing that as they show you properties they are in the same areas as you are. We are there with you. I am a real estate agent and I take my safety very seriously. When showing properties to my buyers we are in this together. I also do not ask my buyers to sign anything before working with them. If they don't like my services they are free to walk away and choose someone else. That way I stay on my toes the whole time to provide the best services I can so they don't want to find another agent. Your agent should help you do your homework without violating any laws or ethics. He/She should be able to point you in the direction of the information you seek. Do you really want to depend on someone else's opinion of what they consider safe? ... more
0 votes 12 answers Share Flag
Tue Dec 21, 2010
The Urban Team answered:
As usual, Jay offers the advice of a true professional. Thanks to agents like Jay for giving the best possible advice an agent who is not a part of the actual transaction can give. You are an essential asset to our industry. ... more
0 votes 10 answers Share Flag
Thu Dec 2, 2010
Occasio Realty answered:
Unfortunately, you’re stuck in a bad situation. Your agent can communicate to the listing agent to undo the damage since you were in there already. However, these banks have hard and fast rules that don’t allow much thinking or common sense. ... more
0 votes 10 answers Share Flag
Sat Jul 3, 2010
Marita answered:
Rachel,

We're almost on the same boat. I made an offer on a short sale property thinking that it has only one lein. I emphasized to my realtor that I can proceed if thios property has only ONE LEIN. After almost 2 months, I got the approval . Then, he said , we still have to wait for another approval. WHAT??? That's the time I found out that the property have 2 liens, BOA & WF. I've spent a lot already prior to appraisal and now, I'm still waiting for the approval from WF.

With the amount of time, money & effort that I've spent on this property and with the extension of the closing date,we might as well wait a little more.
I made the offer last March, got the 1st approval last May 26th, now I'm still waiting for the 2nd & it's July now.
I like the house and it's closer to work & school that's why.

Good luck .... but if you think you can't wait longer than 4-6 months, DON'T PROCEED. It's really a headache,....probably MIGRAINE , to best describe the pain... lol..

Also, I hope your realtor is honest & will be on top of everything especially when making follow-up calls to the listing agent and relaying back to you the current status.
... more
0 votes 6 answers Share Flag
Tue Sep 29, 2009
answered:
There is no reason for not being able to give you a clear answer to your situation with all of the pertinent info. I'll try to give you a basic answer, but to be certain of the answer I'd have to talk to you to make sure I have all your information. If you have filed a legal separation agreement or petition for divorce, then that would provide the lender with the proof that you are purchasing a new primary residence. However, if you intend to have your soon-to-be ex co-sign with you because you don't qualify on your own, then FHA would be the only option to combine both of your incomes and debts to make your debt-to-income ratios work. Even then, that may not work with all lenders as the combining of income and debts for a non-occupying co-borrower (your ex) with your income and debts is typically only acceptable for a family relationship (parent-child). Your family relationship is severing because of your divorce. Additionally, if you have a current FHA loan on your home, you probably will not be able to use FHA for the new purchase. If you haven't filed for divorce, then you can both purchase the new home using conventional financing, but you must qualify for the new home and current home payments without including any rent from the current home. There may be some issue with the lender buying the fact that the new home will be a primary residence if it is a smaller, less expensive home than your current home. What may be a better option for you is to purchase it as an investment property (there is a higher cost and 20% down), but it would be a clean, simple way to get this done. If you are getting any alimony/child support once your divorce is done and you have 6 months to a year's worth of history, you can refinance as a primary residence in your name only (if there is enough support income). There are a couple more creative options we could discuss and a few other questions I'd need answered, but I would be happy to discuss further if you'd like.

Brian Cardenas
President / Mortgage Consultant
Email: brianc@antiguacapital.com
... more
0 votes 7 answers Share Flag
Wed May 13, 2009
Susanne Roman answered:
It all depends on your credit. If you haven't done so already I'd suggest talking with a lender. I know a lender who will pull your credit for free and offer free consultations. Please call me if you would like to discuss this further. Thanks and have a great day. 480-227-1904 Susanne Roman, Home Smart Realty ... more
0 votes 4 answers Share Flag
Tue Mar 17, 2009
Stew Keene answered:
Susan,

You should ask the Realtor who represented you when you wrote your offer to follow up and find out what they can regarding your offer.

Your Realtors should also be able to answer most of the questions you are asking.

Best of Luck!

Stew Keene
Signature Realty Group
... more
0 votes 4 answers Share Flag
Sun Jan 25, 2009
Daniel answered:
you did not repay all the money that you promised to pay

woulve couldve shouldve and all that doesnt matter

would you loan someone like you 1 - 2 hundred grand after proving your inabiliy to pay?? ... more
1 vote 4 answers Share Flag
Wed Jun 25, 2008
Holly Grigaitis answered:
The assessors office and planning and zoning office are independent of each other. Unpermitted structures will EVENTUALLY be taxed, and show up in the county records. They get their information by visiting your property and measuring the exterior of the structures on site, not by looking at your permits. Unpermitted structures will EVENTUALLY show up in tax records. The Assesors office will tax what is there, not solely what you got a permit for. So YES, it is VERY likely that the county will list that square footage, even though there is no permit. ( just because someone failed to get a permit, doesn't mean your friendly local govt wont tax it....... if it is there, it will be taxed! ... more
0 votes 6 answers Share Flag
Tue Aug 14, 2007
Bianca Bennett answered:
Still looking for a house? or maybe sell the one you purchased? I can help


Residential Real Estate Professional / Prestige Realty
Bianca Bennett / 602-570-7898
Bianca@InvestInArizonaHomes.com
Website: www.InvestInArizonaHomes.com
... more
1 vote 19 answers Share Flag
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