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85015 : Real Estate Advice

  • All13
  • Local Info2
  • Home Buying7
  • Home Selling0
  • Market Conditions1

Activity 11
Fri Oct 9, 2015
Karen Peyton answered:
Earl,

You will still have to qualify for a mortgage at the end of the lease term with a rent-to-own property. If you haven't done so already - speak with a lender "now" to determine your credit challenges.

If your real issue is a down payment, Maricopa county has a program offering assistance up to 4% of the purchase price of a home (single family, condo, patio & town houses, mobile homes).

If you'd like more info, contact me.

K.
... more
1 vote 1 answer Share Flag
Mon Apr 20, 2015
Gary Miljour answered:
Carlos,

As a mortgage lender who specializes in FHA loans, I can answer this question for you. On FHA loans you pay an upfront MIP premium which is financed into the loan. That represents 1.75%. You also pay monthly MIP using a factor of .55 What that factor means is if your mortgage balance was $100K and you multiplied that by a factor of .0055 your annual MIP would be $550.00 a year. That amount is then divided into 12 equal monthly MIP Payments ($45.83) a month. You will pay this as part of your payment as an escrow item by your lender. So it will be included in the mortgage Principal, Interest, Taxes and Insurance (both MIP and Hazard) (PITI). If you have more specific questions, please feel free to contact me further. ... more
0 votes 4 answers Share Flag
Thu Jan 1, 2015
Jennie Miller, Pllc answered:
The first step is to obtain a rental cost market analysis from a real estate broker that specializes in property management. A cost market analysis will show you homes that have rental rented or are actively listed for rent in the area are around your home and that are similar to your home.

Have you found a qualified Realtor to help you with your rental home?
... more
0 votes 13 answers Share Flag
Wed Oct 8, 2014
Francisco Garcia Jr answered:
As a Arizona agent, I always return my calls within 30 minutes or less depending if I am with a client. I feel following up is very important in helping the consumers with their real estate needs. ... more
0 votes 53 answers Share Flag
Fri May 16, 2014
Josephamir answered:
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josephamir@blumail.org
... more
0 votes 3 answers Share Flag
Fri Nov 29, 2013
Sean Heideman answered:
Lynne,

The condo would need to be on the FHA approved list if you are purchasing with an FHA mortgage. I would avoid a condo because a very small percentage of condos in the Phoenix market are on this approved list. I would recommend purchasing a townhouse because the approval process is much easier but some townhouses are legally plated as a condo so you would also need to research the legal descriptions before moving forward with a purchase.

If you choose to try to purchase a condo, then please go to the following web site:

https://entp.hud.gov/idapp/html/condlook.cfm

I would be happy to do the research on your behalf and assist you with the purchase of a condo or townhouse. Please give me a call at your earliest convenience.

Sean Heideman, Designated Broker
Position Realty
Office: 480-213-5251
Fax: 866-232-2256
sean.heideman@positionrealty.com
... more
0 votes 8 answers Share Flag
Tue Apr 24, 2012
Russell D Croft answered:
In Colorado; The Seller will pay a prearranged commission fee to the List Agent. The Listing Agent offers other Agents a split of that commission if they bring a buyer that purchases the property. As a buyer you can use the expertise of a agent who will perform in your best interest as a Buyer's Agent, but their commission will be paid by the Listing Agent!
Best of luck with all of your real estate goals
Russell D. Croft
Town & County Real Estate
www.FortMorganCOHomes.com
... more
0 votes 11 answers Share Flag
Tue Apr 24, 2012
Corrine Mcclean answered:
IF YOU ARE INTERESTED IN THE PROPERTY,, HANG IN THEIR ,,,THEY MY BUDGE !!!!AND ALSO HAVE A 2ND APPRAISAL
0 votes 11 answers Share Flag
Fri Mar 23, 2012
Anna M Brocco answered:
Your best source is the local police department...
http://www.neighborhoodscout.com/
https://www.crimereports.com/
0 votes 2 answers Share Flag
Fri Mar 23, 2012
Michelle Hamilton answered:
Trulia has an interactive crime map that allows you to check out any address for the information you are requesting. Web address link below.

We also have a buyer advisory that you can review online that has many links to help answer many questions for you too. http://www.aaronline.com/documents/buy_advis.pdf

Hope this helps.

Have a great day.

Thank you,

Michelle Hamilton, CNE
cell #623-680-7021
sellingarizonarealestate@yahoo.com
... more
0 votes 2 answers Share Flag
Mon Oct 31, 2011
Investor X answered:
Abvincent1;

Shoot me an e-mail. I’m not a realtor. I’m not a mortgage guy. I’m an investor. You have a lot to learn about the Phoenix market. I can teach you anything you want to know. I can tell you where to buy. Where not to buy. I can explain techniques and avoid problems. Example: Freddie, Fannie, HUD and anything else.

You’re doing this all wrong.

Mike
MikeShanley212@cox.net
... more
0 votes 13 answers Share Flag
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