You can verbally OK on the buyer agent verbal offer, but have written offer sent within requested the time because verbal OK means nothing unless the offer document is acceptable on contingency, down payment , buyer funds and more. The seller agent can counter offer , if the offer is close to the offered price or reject or let it expire or accept. Have no ego, but play with the rules because I was seller one-time and been through Buyer/Agent unprofessional approach. Most serious buyer/agent will work with you, but those unsure will run-away from sending written offer. It is always good to check for lender approval and financial information by Seller and Seller agent before Buyer Agent and Buyer visit your house and have them visit by appointment unless you have vacant house for sale.... more
I agree with you Pattie that at the last minute, I have had buyers financing fall apart. Please do what I and Dan have done and that is have it underwritten fully short of Title and Appraisal.
Diana Watson, Realtor®,MRP,SFR
Real Estate. Real Time. Real Simple.
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Let you lender lend. That is what his expertise is in. Leave taxes and such in the hands of trusted professionals like you have. Stay excited about the purchase of the home, in a few months this will all be behind you, you'll prove to be correct and when you are you can go back to this lender and show him all is well. Good Luck on the purchase and enjoy your new home.... more