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Home Buying in 78746 : Real Estate Advice

  • All19
  • Local Info1
  • Home Buying10
  • Home Selling2
  • Market Conditions1

Activity 9
Mon Apr 22, 2013
Brad Yzermans answered:
There have been many changes to FHA's Mortgage Insurance premium.

For most borrowers, the monthly paid mortgage insurance will now be permanent for the life of the loan.....never to be be removed unless you refinance into a conventional loan.

The actual FHA's MIP premiums have gone up as well, making Private Mortgage Insurance a much better option if you have at least a 680 credit score.

You can read the details on the latest changes to FHA's mortgage insurance in the web reference link below.
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Mon Aug 13, 2012
Gary Dolch answered:
YES, call us now to get the representation you need in Westlake Hills. Find out about us and ALL the properties in Westlake on my site at
0 votes 10 answers Share Flag
Mon Aug 13, 2012
Gary Dolch answered:
GREAT CHOICE! I'm the managing Director for Sotheby's International Realty in Austin and We know Lost Creek very well. Michelle and I have several clients /friends living in that area. Find out more about us at My wife, Michelle and I are partners and can help make your experience buying in Lost Creek enjoyable and successful. ... more
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Wed Aug 1, 2012
Thomas Cantalini answered:

You should discuss this matter with your Realtor and your loan officer. They should be best prepared and most willing to assist you.

Tom Cantalini
Broker Associate GRI, SFR, MBA
Century 21 HSK and Associates
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Fri Mar 9, 2012
Betina Foreman answered:
Dear Gary,
You did not mention if the property is in Austin or Paradise Valley. If its in AZ the rules may be different. In Austin there is nothing to prevent you from having a Buyers Agent represent you. You should get a Buyers Agent to contact the listing agent on your behalf if your serious about this property. I always tell potential Buyers to get representation as the Listing Agent is working for the Seller. I wish you the best on a successful transaction. Please let me know if I can be of further assistance.
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Mon Feb 13, 2012
Amy Brees answered:
Blake, I have lived in Westlake since 1997. I have had three children graduate from Westlake High School. I would love to help you if you do not have an agent yet. Please feel free to contact me
Amy Brees
Den Property Group
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Tue Nov 23, 2010
Brad Sherman answered:
Tue Jun 1, 2010
Rick Ellis answered:
Dan, this is not an uncommon story. Unless there is language to the contrary in your contract consider this a cost of doing business. There is risk in every real estate transaction. Sometimes these risks have an unexpected financial issue that may effect either party. ... more
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Wed May 5, 2010
TCP Real Estate answered:
I'm curious to know what happened on your contract.

When an appraisal comes in short, there are a few options:
1) Seller and/or buyer can concede the difference
2) Buyer can terminate the contract based on not being able to obtain financing (if within Third Party Financing Addendum terms)
3) Ask lender to challenge appraisal

I write into all contracts that the appraised value must be equal to or more than the agreed to sales price, or buyer can terminate contract and receive all earnest money back. It protects the buyer from the seller threat of keeping earnest money.

The good news is that if the appraisal came back low, it is in the best interest of the seller to negotiate too. If they try to put it back on the market, it will probably have the same issue with another buyer - if financed.

It sounds like you had an idea that this home was priced high.
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