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78745 : Real Estate Advice

  • All31
  • Local Info1
  • Home Buying15
  • Home Selling4
  • Market Conditions0

Activity 28
John Broussa…, Other/Just Looking in Houston, TX
Tue Sep 25, 2012
John Broussard answered:
Is it a non warrantable condo? We can finance warrantable and non warrantable. If you still have not located financing give me a call.

John Broussard
Newbridge Home Loans
Account Manager
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0 votes 6 answers Share Flag
Parkians, Home Owner in
Tue Jul 3, 2012
Parkians answered:
Hi Fletch,

I'm curious as to what you were able to find husband and I were just looking at our homeowner's insurance and wondering if we'd have enough coverage to build a new comparable home (we currently have 1000 SF in central Austin) on our lot in the event that something happened. We want to add on someday, but in the meantime have covered what we thought was reasonable for what we currently have (and are paying on).

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0 votes 13 answers Share Flag
Shanna Rogers, Real Estate Pro in Murrieta, CA
Tue May 8, 2012
Shanna Rogers answered:
Hi Grant,

You need to read the verbiage in your contract. If it says 'per day' that would include the weekends. If it says 'per business day', it would not include weekends. What does your Realtor say?

Shanna Rogers
SR Realty
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0 votes 5 answers Share Flag
tim sweeney, Real Estate Pro in Austin, TX
Tue May 1, 2012
tim sweeney answered:
There are owner-financed properties and motivated sellers out there if you are willing roll up your sleeves and get to work on structuring an offer that will work, I have done many transactions where my buyer either had bad credit, no credit, little or no money for a downpayment, there are many creative ways to accomplish this if:
1. You are motivated to do it and
2. You have an agent that has some knowledge and experience in doing these types of deals.

I just had an offer accepted yesterday on a property where the seller offered to finance, but my buyer did not have 10% to put down, and his "credit" report consisted of chargeoffs and collections. He had not 1 positive thing on his credit. however, I have known this young man's family for 30 years and his Mom is like, my best client ever, but both she, and her whole family, have gone from rich to hard times in the last 10 years. I advised my buyer to compensate for his negative credit and his lack of adequate funds by offering to pay OVER list price, and I also agreed to take my fee in payments from the seller, as my buyer makes the payments. The seller was truly touched by the fact that we understood his position, and our shortcomings, so he agreed to take our offer. I would rather have some payments coming in myself, than nothing at all, and I am happy to have moved my buyer forward to be able to get his first home. And the seller, Bless his heart, now has some income instead of a vacant house that is costing him per diem. I think everybody took a chance on this deal, but, nothing ventured, nothing gained.

Call me if I can help.

Tim Sweeney realtor
30 Years Experience.
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0 votes 6 answers Share Flag
Betina Forem…, Real Estate Pro in Austin, TX
Fri Oct 8, 2010
Betina Foreman answered:
Dear Dmille2,
Everyone has mentioned the community property aspect, another one is the Homestead Exemption. Even though the property was purchased in your name, your Homestead tax exemption could be in both your names. It is standard practice for both spouses to sign documents at the sale of property even if the second person is not on the note or the deed. This protects the new owner from a sellers spouse coming back after the sale and saying I did not authorise the sale of our home. I wish you luck and a speedy sale.
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0 votes 15 answers Share Flag
Steven Nusin…, Real Estate Pro in Austin, TX
Thu Sep 9, 2010
Steven Nusinow answered:
I would make the payment....why take a penalty. If you bump up the close date....that is a different story
0 votes 12 answers Share Flag
 Kevin, Real Estate Pro in Austin, TX
Thu Sep 9, 2010
Kevin answered:
A lot depends on the price. Stassney and Emerald Forest is a very busy intersection which also would be a consideration. If you woul like assistance that fits your needs I work that area. ... more
0 votes 14 answers Share Flag
 Kevin, Real Estate Pro in Austin, TX
Mon Dec 3, 2007
Kevin answered:
When buying or selling do yourself a favor and hire a thrid party inspector of your choosing. Agents are not licensed inspectors and should not speculate to what needs to be repaired or the cost to repairs. Agents should not be communicating directly with another client without authorization. Doing so can result in misinterpretations, misunderstandings and unnecessary problems. ... more
0 votes 14 answers Share Flag
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