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78660 : Real Estate Advice

  • All44
  • Local Info1
  • Home Buying22
  • Home Selling6
  • Market Conditions1

Activity 40
Sat Jan 28, 2017
Susie Kay answered:
Ravi,

I would suggest that you pick up the phone and call a couple lenders. You can start with your own bank or credit union.
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Tue Oct 11, 2016
USMortgageRanger answered:
The answer is YES. I would be delighted to provide you with some mortgage options, this does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
... more
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Tue Oct 11, 2016
Tony Grech answered:
Maybe a credit union or a small community bank. That loan is gonna be too small for most banks or brokers. Also, it may run into an issue of not meeting the "Qualified Mortgage" requirements because of the costs relative to the size of the loan.

It's going to be real tough because of the loan size unfortunately
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Sun Aug 21, 2016
Leopoldo Zapiain answered:
I don't believe you can find it.
Are you selling on your own? Selling thru a Realtor usually brings about 13% more on the average, plus you don't have to endure all the headaches.
I'd love to help you. ... more
0 votes 1 answer Share Flag
Wed Oct 7, 2015
Susie Kay answered:
Not likely with a 530 score. However, your are on the right track by rebuilding your credit. My best of luck to you!
0 votes 4 answers Share Flag
Sat Jun 13, 2015
Christopher Pagli answered:
Have an agent physically inspect the home and put together a comparative market analysis through the local MLS. the only way to properly determine a range of value is to see the home in person.

Chris
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Wed Mar 4, 2015
Nora Moore answered:
It might be a good idea to install a sprinkler system. Renters might not care to take care of the yard as well as you'd like. Also, if you live far away or are busy, it's a hassle to have to do all that stuff yourself. It's easier to keep up with lawn care than it is to try to revive a dying yard. Curb appeal is important in my opinion. http://jklandscape.com/ ... more
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Sat Dec 6, 2014
Jim Morelli answered:
File a complaint with the Board of Realtors. The MLS is a unilateral guarantee of commission posted.
0 votes 4 answers Share Flag
Fri Sep 6, 2013
Ryan Jeffreys answered:
Travis,

The best answer requires a little homework on your part. Start by calling your local utility companies. Be sure to tell them how you own the home via personal title or in the name of a company or LLC. Your main goal here is to find out if the tenant does not pay will the delinquent lien follow the tenant or will there be a lien placed on the property? Here in Miami Dade if I own a home in a corporate entity the lien stays with the tenant. However if I personally own the home and the tenant skips out on a high water bill I am now responsible for that bill and it can be attached as a lien to the title. That is why its important to explain your type of ownership before you ask the question.

The answer boils down to if your responsible for a delinquent bill or not? If your not responsible then simply place those bills in the tenants name. This is the best option! If you will be responsible keep the utilities in your name to ensure they are paid ontime. Then you have three options. 1) have the tenant pay the bill each month on top of the rent. 2) include the average bill in the rent and increase the rent by that avg. (take note with this option that the lease states no car washing or pool fillings, no second refrigerators ect...) 3) Have the lease state that the rent includes up to XX amount of the bill. Anything over that amount is due within 5 days of the bill.

Regarding the HOA fees, I would simply include them into the rent. Now you stated long term rentals so you may want to have an annual increase built in to allow for HOA increases.

Hope this helps
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Mon Aug 5, 2013
Daphne Gilbert answered:
Pflugerville is a great community. My husband and I moved from the Wells Branch area as well about 11 years ago. The schools are good for the most part - reference greatschools.net for specific school details. The community was voted in the top 100 small towns to live in last year by Money Magazine because of the good city planning, jobs, and quality of life. The city is doing a lot of planning to prevent issues in the future like requiring park space in neighborhoods where new houses are being built, setting up Lake Pflugerville which reduced the City's water costs and helped the longevity of the water supply in Pflugerville, and strong fiscal planning. It is a great cost effective solution.

Thank you,

Daphne Gilbert
Realtor - Central Metro Realty
512-413-4490
mail_for_daphne@yahoo.com
... more
0 votes 8 answers Share Flag
Fri Jul 26, 2013
Tommy Burris answered:
It is YOUR house.... You can rent it out now or later


Tom Burris
Mortgage Banker
http://www.dallasloanguy.com/
(214) 763-4629 cell/text/nights/weekends(Really!!)
tburris@servicefirstmtg.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
... more
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Fri Jun 21, 2013
Don Groff answered:
You have a different type of coverage. Less about the internal items and more about the property and liability to yourself should something happen. Call your agent to get more detailed options and explanations.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
... more
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Wed Jun 5, 2013
Laura Rosales answered:
Hi Michele, That is frustrating - I agree with the advice Bruce has given. Reaching out to their broker with concern for the agent and the request for assistance has worked for me in the past.
Best of luck to you! Laura Rosales-Realtor
... more
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Tue Jun 4, 2013
Alex Meguerditchian answered:
Thu May 9, 2013
Bobby Baylor answered:
Hard to find something that new in that location these days. Consider the area and the product.
0 votes 11 answers Share Flag
Mon Apr 8, 2013
Keith Jean-Pierre answered:
It all depends on how you are renting the part of your residence. If they are renting a room, technically they are a roomate and you are fine, but if you are renting, say a basement that does not have legal outside access, you are in trouble if there is say a fire of flood and they can not get out. It is a liability nightmare in that case. Good luck. ... more
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Fri Mar 1, 2013
Guy Gimenez answered:
Let's hope that in the year that's passed since this question was posted, George was able to locate a property.
0 votes 14 answers Share Flag
Fri Mar 1, 2013
Laura Rosales answered:
Kota - It has little to no true value if you are looking at it as an investment.
If you are looking for a cheap place to live run the numbers first - How much is the mobile home parks monthly rental, how much are the monthly cooling and heating bills, does the mobile home park charge for water and if so, how much is it (usually VERY high).
If you have 7000 in cash and decent credit you can buy a home that will appreciate in value, show on your credit and have low monthly utility costs (there are new homes with $85 a month utility guarantees). I don't know what your long term goals are but, I will tell you what I tell my husband all the time - Don't put money into anything that will not make money some day. Okay - now, follow your heart and best wishes to you!! Laura Rosales, Realtor - Premiere Team Real Estate 512-771-5334
... more
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Sun Jan 6, 2013
Stuart McWilliams answered:
The utility bill will vary depending on the year the home was built and the type of materials used to build it. Newer homes have energy efficient appliances and the insulation and windows of the home are also of higher quality. Also items such as the water heater and air conditiong units also perfom better. These items drastically reduce the homes utility bills. New construction homes are now pushing themselves as "energy saving homes".

For an older home built in 2003 the average electric bill is around $180 including water, sewer, and trash collection. The bill did peak in the summer around $300.

If you have any other question please feel free to email me at stuart@beyondrealtytx.com
... more
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