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77845 : Real Estate Advice

  • All36
  • Local Info1
  • Home Buying25
  • Home Selling2
  • Market Conditions0

Activity 32
Sun Mar 5, 2017
Alicefdahl answered:
0 votes 10 answers Share Flag
Mon Dec 19, 2016
Angelica P answered:

I have emailed you regarding this concern.

Thank you for using Trulia!

Consumer Care Advocate
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Sun May 22, 2016
dani asked:
I saw in zillow that November has historically been the best month to list a home in your area (Southwood Valley in College Station, TX). They estimate that listing my home in November would…
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Wed May 18, 2016
Grace asked:
Wed Dec 2, 2015
Alysse Musgrave answered:
It means a deal has been negotiated and a contract executed, but something has to happen before the buyer can close. Sometimes the sale is contingent upon the buyer's financing or the sale of their current home.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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Fri Oct 30, 2015
Diane Alfaro answered:
I rented an apartment two days ago me and my husband separated and he took all of my money out of the account. I have no money now and no job yet. What will they do when I go tell them this and turn in the keys. I am so upset. ... more
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Tue May 5, 2015
bruce asked:
Mon Mar 30, 2015
Jodi Mitchell asked:
The first part of March, my husband and I went and looked at some model homes. We filled out a registration card as not having a realtor. After checking around on our own, we finally decided…
0 votes 0 Answers Share Flag
Fri Jan 23, 2015
Dan Tabit answered:
Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.
Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.
Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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0 votes 2 answers Share Flag
Thu Jul 11, 2013
Don Groff answered:
You can but since you do not have approved financing either it is unlikely it would be accepted. I would not recommend my client take their home off the market in this climate for a buyer who does not have financing in order. You also won't be able to close your loan until you have one full month of paystubs with the new employer as well so that is really not a good option for any buyer looking to sell.

Focus on finding a job and getting your financing in order so you can put in an offer and close. If this were a year or two ago it would be different possibly but this is an entirely different market now.

Hope this helps.

Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 |
websites: |
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0 votes 6 answers Share Flag
Wed May 8, 2013
Linda Moreau Team answered:
If the home is occupied, then visits should only be with permission of and at the convenience of the sellers. Until closing it is THEIR HOME. In our area buyers always want to visit to "measure" or to "consider where I'll put the furniture," or "my aunt wants to see it." If the property is vacant, then, sure, as long as they are accompanied by their agent. Another aspect of a transaction that this question brings to mind is POSSESSION. We sell lots of lake/recreational properties with closings set for Friday. The buyers are thinking to move in for the weekend, but FUNDING may not take place until the next Monday or Tuesday. Agents for both sellers and buyers need to be on the ball about possession even after the closing, not just about visits prior to that date. lm ... more
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Thu Feb 28, 2013
Jennifer Jennings answered:
Most important thing to do is talk to a lender...there are so many different loan programs available, and a good agent will want to know what type of loan you are going to can help, or hurt negotiations! ... more
1 vote 76 answers Share Flag
Thu Jan 31, 2013
michael_cajigas asked:
since the occupant wasn't able to pay their remaining payment in the said pag ibid fund that make result to sell it again
0 votes 0 Answers Share Flag
Mon Dec 3, 2012
Ron Thomas answered:
You make it sounds like this is a "normal" sale; not a distressed sale.
Assuming that, you have three choices,
Accept the property "as-is", with all the problems,
Wait until it is saleable, or,
Walk away.
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0 votes 2 answers Share Flag
Sun Dec 2, 2012
Bruce Lynn answered:
Sometimes it takes a while.
Also did you sign with real signatures.
Did you offer close to asking or way below?
Did you include copies of your preapproval letter, earnest money check, and anything else they asked for?
Could someone else have offered more than you?

Be patient...
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0 votes 2 answers Share Flag
Sun Dec 2, 2012
Bruce Lynn answered:
It takes time. They likely don't work weekends. I often find it takes a week or 10 days to sign.

Buying foreclosures takes patience.

Just make sure your agent follows up, make sure the listing agent got the offer and checks status every other day or so.

Good luck.....interesting too when you need more time, they are not as forgiving, they want everything signed yesterday when they need something.
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0 votes 1 answer Share Flag
Tue Sep 18, 2012
Jennifer Jennings answered:
The good news for you is that a back up is just that...a back up. You are in the first position to purchase...if you are getting close to the end of your current contract, go ahead and submit an amendment to extend the date. That will give you some peace of mind, even if you don't need the extra time.

I've worker many short sales and often the hold up isn't the agent but rather the bank. The sellers of the home won't receive any proceeds, so they normally don't care what offer is higher...the bank's main objective is to close the deal quickly-they don't want to start the process over again.

And, in most short sale scenarios-the bank won't look at back up offers...they only work the offer in the first position..

As to your rights-you have the right to purchase as long as the seller can perform. Without knowing what the hold ups are its hard to offer more advice. I can say that most of the short sales I've worked have been last minute closings...the bank lets you know about 48 hours before closing that they are ready...other hold ups have been bc the lender is requiring updated documents from the seller...which can be hard to get...and without them you can't get the property approved for the short sale.

Here is the most important you know if the seller has received a permission to participate in a short sale approval letter? That would tell us a lot about where you are in the process.
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0 votes 5 answers Share Flag
Fri Aug 31, 2012
Jennifer Jennings answered:
While all the answer below are should keep in mind that the 'contract survives closing'...if a refrigerator was part of the contract and not left, you should be able to have that resolved. Unfortunately, it may result in having to go to small claims court to do so. In Texas the refrigerator would be listed an a non realty addendum...check your contract paperwork for that, and if you have it, have your agent start the process for you by contacting the sellers agent.

best of luck
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0 votes 8 answers Share Flag
Mon Jun 11, 2012
Rob Marshall answered:

Provide us with a little more information here on your specifics about the ratio? In any case, if you are trying to figure ratio, Chris Tech's formula will suffice for any ratio calculation.

This shows you how to set it up in ExCEL to calculate it for you:

there is also a youtube at this site:
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0 votes 3 answers Share Flag
Fri Apr 6, 2012
Don Groff answered:
I would speak with an attorney. This is very odd sounding. You went to closing and were not given keys. Did they tell you they were not moving out. The whole situation seems absurd. Ask your agent to refer you to a good attorney.

Don Groff
REALTOR® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
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0 votes 4 answers Share Flag
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