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Home Selling in 77449 : Real Estate Advice

  • All63
  • Local Info6
  • Home Buying31
  • Home Selling7
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Activity 7
Thu May 8, 2014
Nesha Jackson answered:
Enrigue are you stll in the market to sell your home? Please contact me.

Nesha Jackson
Keller Williams Memorial
832.829.8374
0 votes 9 answers Share Flag
Thu Oct 31, 2013
Nesha Jackson answered:
Your credit rating is not effected until you are thirty days behind. You could wait until the 8th and see if you close. If you don't, you could still pay it then with out penalty. You also could wait until the last day of the month to pay it. You will have to pay a late fee but as long as you pay it before it reaches 30 days late you are safe from a bad reporting to your credit report. Nesha Jackson 832 398 1531. ... more
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Thu Oct 31, 2013
Nesha Jackson answered:
I have buyers waiting for new homes to enter the market i Katy. I would be happy to send you the sales comps and explain how each comp relates to your home. I would also love to bring my buyers over to view your home. I can have it sold in days for top dollar. My direct number is 832 398 1531. ... more
0 votes 5 answers Share Flag
Thu Oct 31, 2013
Nesha Jackson answered:
I have buyers waiting for new homes to enter the market i Katy. I would be happy to send you the sales comps and explain how each comp relates to your home. I would also love to bring my buyers over to view your home. My direct number is 832 398 1531. ... more
0 votes 10 answers Share Flag
Mon Jan 24, 2011
Bruce Lynn answered:
Typically yes you would pay interest and principal payment the month of closing.
This could of course depend on the terms of your loan.
You can typically call your lender...tell them what day you will close and they can give
you payoff amount.
Remember how you got that "free" month when you got the loan. Well it's not really free.
Typically loans are set up where you have the money and pay the interest for use of the money.
So if you typically pay 1st of month, that is last month's interest.
If you close on 25th of the month, then you owe the outstanding loan balance AND 25 days of interest
for which you had use of the money.
Hope that helps.
... more
0 votes 13 answers Share Flag
Thu Jun 3, 2010
Lisa Simpson answered:
I'm a not a realtor but I do live in Texas so I have a much better idea of how things work here.

You'll have Attorney Fees - usually about $350 for handling the closing, managing the escrow accounts, etc.
TIP: Most attorneys are LOT cheaper for handling the escrow than the escrow companies and if they don't pay out when they should, you can get them disbarred.

You'll probably have some courier fees and/or overnight mail fees for sending documents around for recording, signing, etc. Allow $150 for that.

Recording fees will vary by county but you can make a quick phone call to your tax office to find out what those are. (Same place you pay your property taxes, if you pay those yourself). You will also need to call the county tax assessor's office to get your property tax pay off amount, since taxes in Texas are always paid in arrears. For example, if you paid taxes in 2010, that was for the 2009 calendar year. If you sell in July, you'll owe 7 months of taxes at closing. There is a fee for getting the tax report as well and your local tax office will be able to tell you how much that is.

The last thing is your title insurance policy. Since title insurance policy prices are regulated here in Texas, it doesn't matter who you use. You won't see more than a few dollars difference in prices. I've used several and been quite pleased with them. It's based on the selling price of your house and you can call any title company to see what they charge.

Any other money you bring to the table will be to cover repairs, give backs, buyer's closing costs, home warranty, any early payment penalties, etc.
... more
0 votes 12 answers Share Flag
Sun Mar 14, 2010
Alan Strange answered:
Most loans will run about 3% of the purchase price to create a loan. The amount is different for higher purchase prices.
0 votes 1 answer Share Flag
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