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Home Buying in 77084 : Real Estate Advice

  • All37
  • Local Info3
  • Home Buying21
  • Home Selling2
  • Market Conditions0

Activity 18
Mon Feb 23, 2015
Persis Behramsha answered:
Mr. Flores,

I see that you were trying to get information on a home purchase last year in July.

Were you able to get the help you needed?

Please let me know if you are still looking. I will be glad to help. I work in the 77084 area as well.

Persis Behramsha
REALM Real Estate Professionals
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0 votes 4 answers Share Flag
Mon Feb 23, 2015
Persis Behramsha answered:
Hello again,

Following up on my answer, do you obtain your free credit reports that you are entitled to every year? It would really benefit you knowing what is on the report. Some times, you may have something that should have settled already. Call or email and I will guide you.

Persis Behramsha
REALM Real Estate Professionals
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0 votes 13 answers Share Flag
Thu Dec 26, 2013
Al Geffon answered:
Can you please clarify your issue ... what was the subject, and is there a particular property you're referencing?
0 votes 2 answers Share Flag
Thu Dec 26, 2013
Al Geffon answered:
Wanda ...

As a long-time property owner and lessor, I place greater emphasis upon rental history than credit score. If your current landlord can provide a letter of reference, or even speak with your potential new landlord, it will go a long way toward getting you a new place to live. You might also want to check Craigslist and the local "green sheets" for rentals advertised directly by the owners. You should be fine ... best of luck. ... more
0 votes 3 answers Share Flag
Wed Sep 4, 2013
Persis Behramsha answered:
Hello, while this property is pending sale, there are others in this subdivision currently. They range in price from $106,000 for a 3 bedroom 1600+ square feet, to $195,000 for a 4 or 5 bedroom 2500+ square feet.

Are you specifically looking in this area? If you are and need to know what is available, I can help you with the transaction process at no cost to you.

REALM Real Estate Professionals
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0 votes 5 answers Share Flag
Fri Aug 2, 2013
Al Geffon answered:
Monica ...

KB Home is a "mass-market" builder. What I suggest you do is walk through the development and speak with the homeowners. They'll be happy to talk to you about the good, the bad, and the ugly. Focus on how well the company has responded to issues within the warranty period ... after they have your money.

Quality and consistency can vary from site to site because of the different supervisors and subcontractors ... and outside of Houston, pretty much anything goes (building codes don't apply) ... so once under contract, I'd have an independent home inspection done, even though the structure is new (guaranteed the inspector will find things wrong) ... definitely worth the few hundred dollars for the peace of mind it brings. Remember that the salespeople are just that ... they work for the builder, are not required to hold a real estate license, and their sole objective is to sell you a house. In addition, you'd be signing a sales contract written by the builders' attorneys, not the Texas Real Estate Commission ... guess which side it favors.

Because of all this, you need to be represented by a Realtor. The builders' side is well covered, but your best interests are not, when dealing direct. There is no cost to you as a buyer (makes it a no-brainer), although some builders will openly advertise a discount for coming in unrepresented. I can tell you for certain that they're not going to let potential buyers walk, simply because they have someone on their side ... and remember, irrespective of their advertising, everything is negotiable (another reason not to undertake the largest purchase of your life without an advocate).

I'd love to work with you. Let's take a walk through the development and get some homeowners' feedback. Looking forward to hearing from you ...

Al Geffon
(713) 213-6350
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0 votes 2 answers Share Flag
Wed Mar 27, 2013
Nasyim Segal answered:
It usually boils down to 3 things that are not always listed in the advertising:

1. Communication - You want a company that will communicate with you regularly (i.e. return calls), and answer your questions with clarity.

2. Customer Service - A company that has honesty, integrity, and puts the clients first is of upmost importance. This can be hard to decifer by a website or a single conversation, so visit their office or ask your Realtor their recommendations.

3. Experience - The real estate and lending fields can be overwhelming to a first time agent or lender. The more experience they have the more fires they've battled, and the more likely they'll be able to find the right answers or know someone who does. This can make a difference in time sensative transations where your money or home of your dream is on the line.

Nasyim Segal, Broker Associate
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0 votes 16 answers Share Flag
Fri Nov 9, 2012
Dodds_jenny answered:
I am not a broker, but we will be putting our home up as owner financed in May 2013. If you are interested I can send you additional information. We are in copperfield/wheatstone area. Beautiful home, custom built in the neighborhood. Travertine floors in entry and kitchen, hardwood floors downstairs, granite countertops, newly remodeled bathroom, backyard deck and landscaping. We back up to a bayou so extremely private. Let me know if you are interested.

Sales price will be $155 and we are giving three down payment options:

10 % down 6 % interest
8% down 7% interest
6 % down 8% interest
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0 votes 12 answers Share Flag
Tue Jul 17, 2012
Lou Wissner answered:
It would be in your best interest to interview and schedule the inspection. Your real estate agent can recommend several in your area that they have used in the past. Thou I would still do your homework and check them out. I got started in the home inspection business because of an inspector that was recommended and I failed to due my homework. Not that the agent gave me a bad lead, but the inspector and I did not mesh. So with a construction background and several more years of schooling I became a home inspector. Do your homework on whomever you choose to use.
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0 votes 9 answers Share Flag
Tue Jun 19, 2012
LaWanda Lendsey answered:
Can you take over payments? VA loans are assumable, is it a VA loan. Also , when you take over payments are you getting all the benefits as the actual homeowner? I would definitely carefully review the agreement concerning who will pay the taxes, insurance, HOA dues, pay for repairs, etc.. What would happen if the actual homeowner passes away? ... more
0 votes 7 answers Share Flag
Mon Mar 5, 2012
Terry Kraemer answered:
Some listing agent are buyers agents, some buyers agents are also listing agents. Some are exclusive to one or the other. Both can be a Realtor®, but they may not be." A real estate agent is a REALTOR® when he or she is a member of the NATIONAL ASSOCIATION OF REALTORS®, The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict Code of Ethics. " *1* When a home owner decides to sell their home they find an agent to list and market their home for them. They enter into an agreement. Usually an exclusive agreement. That person becomes the listing agent. The listing agent agrees to pay any buyers agent who can find a buyer for the home a percentage of the fee they charge the home owner. If you are buying a home, it is best to have a buyer's agent represent you in the purchase and a good realtor should be able to refer you to someone that will be able to help you with the financing. The sellers agent has a fiduciary duty to the home owner. Once you agree in writing to work with the buyers agent that agent then has a fiduciary duty to you. So they become your advocate to help you throughout the entire process. Hope this helps. Good Luck .Terry

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1 vote 7 answers Share Flag
Fri Mar 2, 2012
Chris Schilling answered:
You may have some another options. Check with your lender about leasing your currnent home and if you would still qualify for the purchase of the new property. You may find that you could keep it and have an asset that others pay for over time.

If this doesn't work you should consult an attorney about your options. Many of the contracts signed in Texas include the provision to go to mediation should the sellers decide to become aggressive about you pulling out of a sale. Expect to lose your earnest money and possibly more if you don't have any remaining clauses in the contract that would let you out. Don't be afraid, this is why there are professionals out there to guide you in the process- 

Good luck! It's going to all work out.


Chris Schilling
Turbo Realty
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0 votes 15 answers Share Flag
Sun Jan 30, 2011
Mark McNitt answered:
There are several communities in 77084 including Grand Oaks that feature new construction. Price ranges are from low $100k to $225k. Other communites include Barkers Crossing, Concord Colony, Lakes of Pine Forest, Langham Creek Estates, Pine Forest Green and Pine Forest Landing (listed on the Houston MLS).

Barkers Crossing is the only Katy ISD zoned neighborhood. The rest are Cypress-Fairbanks ISD schools zones.

I can send you the list (about 25 homes total). I'm sure there are others, but these are the homes the builders have put into our system for quick reference. Send me a note and I will email it to you. I live in the Copperfield area just north of Grand Oaks. I have assisted buyers with new construction for 18 years, let me know if I can help you!

Good Luck!
Mark McNitt
Bernstein Realty
m 832-567-4357
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0 votes 8 answers Share Flag
Wed Jan 26, 2011
Christy Hempel answered:
It usually takes about 45 days to get through the home loan process. Here is a video link that will help you understand the mortgage process better.
0 votes 27 answers Share Flag
Tue Jan 18, 2011
Elliott R. Oliva answered:
If your scores were high enough for a loan but your income was not, your lender should have structured the loan as an FHA loan with a Non-Occupying Co-Borrower (co-signer). When the loan is structured that way, you are on loan as well as title. That would start to build additional credit/mortgage history as well as rights to the property.

The only reason you would not be on the loan is if your scores were not high enough but your lender should have explained that to you by now. If your mother-in-law is the only one signing any paper work and the lender is saying they can add your name after she signs and closes, then there is something wrong.

Here is what you need to ask your lender:

Do I need a co-signer because of my credit, income or both? If it's because of credit ask him to show you what is wrong with your credit and what your scores are.

If your credit is good enough but don't have enough income you need to ask:

Why am I not on any of the paperwork?

What do we need to do to get me on the paperwork?

That's where I would start. If he can't clearly answer any of the questions or explain to you what is going on then you may need to consult with a new lender.

If you would like more guidance please contact me at your convenience.

Elliott R. Oliva
Mortgage Banker
Envoy Mortgage, LTD.
202.681.1636 direct
"Se habla Espanol"
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0 votes 9 answers Share Flag
Sat Sep 11, 2010
LMCS Ventures Inc. answered:
Hi Dc,

As per the Houston Association of Realtors, properties located in the Creek Bend Estates are averaging as of today, Sept. 11, 2010 - $57.87 per square foot.

Good luck in your property hunt or sale.

Maria Sanchez - LMCS Ventures Inc.
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0 votes 2 answers Share Flag
Sat Nov 14, 2009
TCP Real Estate answered:
If you qualify for the extended tax credit - as detailed in earlier posts - what are you waiting for? Interest rates are still low, inventory is out there, and now the government is giving you cash back to buy! It's a great time to be a home buyer. I doubt highly it will extend past this latest version of the tax credit, so start looking today! ... more
0 votes 12 answers Share Flag
Fri Oct 3, 2008
Sean P. answered:
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