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Home Buying in 77077 : Real Estate Advice

  • All27
  • Local Info3
  • Home Buying18
  • Home Selling1
  • Market Conditions0

Activity 18
Craigrz, Home Buyer in Houston, TX
Thu Feb 25, 2016
Craigrz asked:
The listings are great but when I click on the box to view the property photos the link no longer workers. This has occurred for several days now on numerous properties sent to me, can't…
0 votes 0 Answers Share Flag
Nanorealtek, Home Seller in Houston, TX
Fri Nov 27, 2015
Nanorealtek answered:
Hi as you have already been told: credit score does not come into play in purchasing a home by cash. You can contact me so we can help you with this purchase to ensure that you get the maximum value for your purchase. We can also provide financing even with bad credit.

Best Regards,
Gabriel
832-280-7492
gabriel.j@nanorealtek.com
... more
0 votes 4 answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Wed Nov 18, 2015
Susie Kay answered:
I'm afraid I will have to echo my colleagues below. You will need to talk to an attorney.
0 votes 6 answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Tue Nov 17, 2015
Susie Kay answered:
This is an old discussion but is applicable even today.

It looks like you don't have an agent representing you. So I suggest that you read all the documents that you have signed with the builder and go from there. You may want to hire an attorney to assist you. Most likely, though, is that you'll lose your earnest money.

For the future, I would suggest that you have an agent representing you. Your agent is there to look after you and not the builder. The cost of having an agent is free and any reputable builder is not going to give you a price break because you don't have an agent.

I hope that makes sense!
... more
0 votes 12 answers Share Flag
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Mon Nov 16, 2015
Karen and Paul Catania answered:
The close of escrow date is a target and not a promise. An extension is all that is needed. A few day delay is a lot better than a new escrow 45-60 days later. A lot of reasons cause delays. Did you not give the lender what they needed to move forward in time? If they ask for a bank statement from you on Monday and you sent it to them on Friday, it's tough for the lender to get those days back. Did the lender wait until the last minute to close and realize they needed something? Did the title company not give the lender the fees on time so they can put the closing statement together? There are a lot of 4th parties involved to close an escrow. We all need to be patient and and ready act when asked to avoid delays. ... more
0 votes 15 answers Share Flag
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Mon Nov 16, 2015
Karen and Paul Catania answered:
Changing lenders during an escrow is always a bad idea and you have to expect the sellers to be upset. You entered the escrow promising the sellers one thing then changed your mind causing unnecessary delays for them. Have your lender ready to go when you enter into a contract. Ecrows are tough enough without adding extra chaos to them. ... more
0 votes 5 answers Share Flag
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Mon Nov 16, 2015
Karen and Paul Catania answered:
Ask the broker to deposit funds to cover the check and bounced check fee and go find a better broker to work for. Working for a better commission split doesn't do any good when the check bounces. ... more
0 votes 10 answers Share Flag
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Mon Nov 16, 2015
Karen and Paul Catania answered:
Kirsten Priz…, Real Estate Pro in Naples, FL
Wed May 20, 2015
Kirsten Prizzi 239-248-1667 answered:
Tommy Burris, Real Estate Pro in Baton Rouge, LA
Wed May 20, 2015
Tommy Burris answered:
Tb,

http://activerain.com/blogsview/449665/fha-non-occupying-co-borrower
The above link is to an article I wrote: It is a little info about the' FHA Non-Occupant Co-Borrower Loan'.


Mom can certainly add income to YOUR loan and hubby can be left off.
A couple of things:
1. Any debts on his credit report will be added to your loan file.
2. Any tax liens or judgments on his report can get the deal denied.

I am a loan officer in Texas.... That has actually done several of these deals.
No credit tricks.... Just straight up loan guidelines.

Let me know if I can answer any specific details for you!!


Tom Burris
Mortgage Banker
DallasLoanGuy.com
(214) 763-4629 cell/text/nights/weekends(Really!!)
tomburris@dallasloanguy.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
... more
0 votes 3 answers Share Flag
Mario Tavares, Real Estate Pro in Houston, TX
Thu Nov 20, 2014
Mario Tavares answered:
Hello.

Absolutely, you can buy a home in Houston, Texas being from Europe. Of course the process is easier when paying cash for a property, but if you need a loan I have a list of mortgage companies that lend to internationals.

Contact us. We have relocation services here at TAVATreasures, LLC.

Thanks,

TAVATreasures, LLC
Real Estate Services
houstonrealestate@tavatreasures.com
... more
0 votes 2 answers Share Flag
Alan Harper, Real Estate Pro in Houston, TX
Sat Jan 4, 2014
Alan Harper answered:
Every lender is different. Some will not give you a loan with any collection accounts. Some will just look at the debt to income ratio. Get pre-approved through 2-3 lenders and see what each tells you.

www.713realestate.com
Keller Williams Southwest
... more
0 votes 9 answers Share Flag
Jackie Clark, Real Estate Pro in Fort Wayne, IN
Wed Mar 20, 2013
Jackie Clark answered:
I wouldn't think that a resuction in the purchase price would require another aprrraisal. However, it will require the file to be resubmitted to underwriting for review.
0 votes 21 answers Share Flag
Al Geffon, Real Estate Pro in Houston, TX
Fri Aug 24, 2012
Al Geffon answered:
"Typical" is a word I rarely use when describing Houston real estate ... it's an incredibly diverse market, even within restricted geographical areas.

I located five gated communities with homes for sale in Zip Code 77077. Maintenance fees range from $600 to $2400 annually, specifically $600, $875, $1134, $2100 and $2400. Prices are likewise all over the place ... $239,000 to $600,000. Square footage: 1837 to 3287. None have private pools, although three communities have facilities for residents.

I'll be happy to forward the listings, and would love to work with you to find the home that best suits your family. Please feel free to contact me. I look forward to hearing from you.

Regards ...

Al Geffon
(713) 213-6350
al@algeffon.com
... more
1 vote 5 answers Share Flag
Heather Mack…, Real Estate Pro in Richmond, TX
Wed Jun 29, 2011
Heather Mackinnon answered:
The zip code 77077 is located in the energy corridor. The area has long been a popular one because of location. There is only one area of new construction homes in that zip code. The homes are priced $140K-$210 per sf and 4000 sf and up. They are higher end homes. The currently listed homes are $575,000-$1,330,000. If that is higher than your budget you might consider resale or an adjacent area. The Cinco Ranch area in Katy, TX is popular with the people who work in the energy corridor. Sugar Land is also a very popular for energy workers. My email is heatherjoseph71@yahoo.com Send me your email and I will send these listings for you to see. ... more
0 votes 3 answers Share Flag
Gerard Carney, Real Estate Pro in Spring Hill, FL
Tue Jun 28, 2011
Gerard Carney answered:
You are responsible for the difference of the original purchase price and the latest selling price, the amount being a positive number would be a capital gain, this would be income made in the United States and is subject to income tax, under normal rates for Capital Gains! ... more
0 votes 5 answers Share Flag
Lane Tuetken,  in Thornton, CO
Fri Jan 28, 2011
Lane Tuetken answered:
In Colorado, the seller is responsible for the taxes up until the day of closing.
0 votes 27 answers Share Flag
:),  in Houston, TX
Mon Dec 27, 2010
:) answered:
Sanjeev, Royal Oaks is the answer to what you are looking for. It is a beautiful community, so serene and so private. Our guards are at the gate 24/7 and the landscaping is breathtaking. I live in the Villa section of Royal Oaks, it has been 4 years and every day I feel stronger about the right decision I made to move to Royal Oaks. Once in a while we have a foreclosure that is grabbed by a lucky buyer, I hope it will be you. I am a broker and have been in business for 22 years, my number is (713)416-7494. ... more
0 votes 10 answers Share Flag
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