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Credit Score in 77077 : Real Estate Advice

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Activity 2
Wed May 20, 2015
The above link is to an article I wrote: It is a little info about the' FHA Non-Occupant Co-Borrower Loan'.

Mom can certainly add income to YOUR loan and hubby can be left off.
A couple of things:
1. Any debts on his credit report will be added to your loan file.
2. Any tax liens or judgments on his report can get the deal denied.

I am a loan officer in Texas.... That has actually done several of these deals.
No credit tricks.... Just straight up loan guidelines.

Let me know if I can answer any specific details for you!!

Tom Burris
Mortgage Banker
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration =>
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Sat Jan 4, 2014
Alan Harper answered:
Every lender is different. Some will not give you a loan with any collection accounts. Some will just look at the debt to income ratio. Get pre-approved through 2-3 lenders and see what each tells you.
Keller Williams Southwest
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