Yes, this is a great time to buy due to the low interest rates. Don't think there's much room to go down, but there's plenty of room for them to rise. Every 1% they go up, you lose $15,000 + buying power on a $200,000 home.... more
I think you mean HOA (homeowners' association) fees. Yes, there is a monthly charge for all condos. Some of them can be pretty outrageous, especially in high-rise buildings (I've seen them over $2000).
Most complexes are older (built in the 60' and 70's) and maintenance fees only rise over the years. Some include utilities (water/sewer and/or electricity), others don't. Depending on what's covered, $250 to $500 per month is not unusual. It's important that you understand what the charges cover.
The monthly cost is definitely a consideration. I don't recommend condos as a rule ... this is one reason. Best of luck.... more
You can go to the link below and search for rentals with your requirements. Lynn was correct in suggesting you have an agent represent you. You should treat Leases the same as you would when buying. Remember the agent listing the property represents the owner. You want some who will work toward your best interests.... more