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Foreclosure in 76137 : Real Estate Advice

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Activity 8
Wed Mar 29, 2017
Polsenaavalei8 answered:
I file bankruptcy at the very last minute of the foreclosure due date. Just at the last minute. An hour later someone comes to the door and tell me that they have bought the house due to foreclosure. Well I beable to save the house or stall more time for me to beable to make my payments ... more
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Fri Dec 20, 2013
Bruce Lynn answered:
In many cases yes...because bankruptcy only delays foreclosure, doesn't stop it forever typically. Now you will have to go through bankruptcy court and decide if you want to keep and pay for home or if that is debt you don't want. You need to confer with your bankruptcy attorney.

Is there a potential we could sell or short sell the home?
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Wed Aug 21, 2013
Don Groff answered:
Foreclosures are bank owned so you would have to contact the bank. Very low percentage you will have any luck with that.
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Sun Feb 3, 2013
The United Home Team answered:
I hope you consulted with an attorney. I personally have seen banks postpone a sales date time and time again. Hopefully everything worked out.

Keller Williams Realty
3xUS Army Vet/ Real Estate Consultant
Joseph Fernandez
cell:817-975-7258
off: 817-635-1157
website: http://www.blissful-estates.com
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Sun Aug 28, 2011
My NC Homes Team answered:
Having the home listed with a Realtor is not going to prevent the bank from setting a foreclosure date. The best advice I can give you is to contact a lawyer and have them get involved and call your state Attorney general's office and speak with them. Too many banks are foreclosing illegally on homes that they cannot even prove they have title to. The States' attorney generals are well aware of this and are buys filing suits against these banks. I have no idea of the specifics of your situation, but this is the best advice I can offer you or anyone else in a similar situation.

Good Luck.
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Thu Nov 11, 2010
T.E. & Naima Sumner answered:
You can visit the clerk of the county where the property is located to view the postings for trustee sales. All foreclosure sales are conducted on the first Tuesday in the month and cannot occur less than 21 days from the posting.

To foreclose on December 7, notice would have been sent to you and posted at the clerk's office by November 16. Prior to the notice of trustee sale, however, you would have been sent as well as posted at the clerk's office a notice of default. Normally these are delivered by certified mail to your mailing address of record.

Sales are not conducted inside the county courthouse, but "on the steps" outside. In some locations a covered area is designated for the trustees and sheriff to gather people to conduct their auctions. If not delayed, the auction takes place within the hours shown in the notice, usually a 4-hour window. All sales are cash or equivalent, no promissory notes or mortgages. If no one bids, the bank automatically bids the amount of the balance owing. Typically, the bank wins the auction.
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Thu Apr 22, 2010
Hannah Fliegel answered:
Hi PW,

You might want to look over your credit report to see if you can qualify for an institutional mortgage. There are other funding sources of course, private mortgages, land trusts, etc. Here are two links one for a free credit report and the other for the free credit score.

http://www.AnnualCreditReport.com

http://www.CreditKarma.com

If you need assistance reading your credit report I would be happy to assist you or you can speak with a qualified mortgage broker probably FHA in your area. Good luck!

Hannah Fliegel
The Credit Repair Expert
415-999-9348
... more
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