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Home Buying in 76117 : Real Estate Advice

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  • Home Buying5
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Activity 5
Fri May 19, 2017
Susie Kay answered:
Is your aunt paying the entire monthly mortgage now? I think it's best to pick up the phone and talk to the lender.
0 votes 1 answer Share Flag
Wed Sep 7, 2016
Hi Guy,

No one here can answer your question without some additional information.

For example: What type of loan did you apply for?
If it was one of the government backed loans (FHA, VA or USDA) you will have an upfront fee that is financed into your loan BUT it's still included in your closing costs.

Here's an example:
If you're doing a VA loan, you'll have to pay the VA Funding Fee which will be at least 2.15% of your loan amount so at $140,000 it would add $3,010. That means your closing costs would be $8,394.52 minus the VA Funding Fee of $3,100 = $5,384.52. The $3,010 is added to your loan amount so your final loan amount would be $140,000 + the VA FF of $3,010 = $143,010.

Does that make sense?

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
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0 votes 2 answers Share Flag
Thu Sep 6, 2012
Bruce Lynn answered:

Give me a call and I'll try to answer all your questions.

Maybe you don't need a mortgage.

It probably does not matter if you are a first time homebuyer or not, but are you thinking you need a mortgage?

Bruce Lynn
Keller Williams Realty
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0 votes 3 answers Share Flag
Mon Jul 9, 2012
Rick DeVoss answered:
It seems really funny that people who have a low credit score don't do anything about it when they have been offered good advice. This is what I have experienced over the years. It is really a question of establishing good habit patterns, and using smart financial management techniques.

Tiffanie: You have been given some really good advice in this column. I certainly hope you have called someone, because you didn't call me!

Take a moment and give an expert a chance to assist you. I have been dealing with real estate loans and credit issues for over 32 years. I know what to do to help you with your situation! So give me a call and we'll get started on it. But if you keep doing what you've been doing, yoiu'll keep getting what you've been getting.

Good luck!

Rick DeVoss


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0 votes 9 answers Share Flag
Wed Mar 16, 2011
Pamela McMahon-Buyer & Seller RealtorĀ® answered:
Good Morning Elvia,

If your credit score is 620 or higher with good employement, and a first time homebuyer or have not purchased a home in the last three years , I can help you find a home. Call Pamela with Keller Williams Realty at 817.343.9751. There are programs available for assistance.
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