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76020 : Real Estate Advice

  • All17
  • Local Info1
  • Home Buying5
  • Home Selling2
  • Market Conditions0

Activity 16
Thu Feb 25, 2016
Alan May answered:
Filing charges against a Realtor will not slow the sales process.

I think you'd agree, that just because you feel that a Realtor has done something you consider unethical or illegal is not a reason to punish the homeowner and delay their sale.

If you want the home... go forward with the purchase, and follow up with any reporting, documenting yourself all the way.

Start by complaining to the Realtor's managing broker... if you don't get any satisfaction you can take it to the local board, or the state's Governing body.

Good luck.
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Mon May 11, 2015
ALANVANWINKLE asked:
how do we get added to your site for services when someone searches a area on your site
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Thu Apr 2, 2015
Jimmie Moreland answered:
Thu Oct 30, 2014
Darla Shive-Farley asked:
Tue Jul 22, 2014
The Jones Team answered:
I agree with Lowell. In TEXAS everything I have seen or read, spells BUYER BEWARE.

ALWAYS ALWAYS TAKE ALL PAPER WORK TO A REAL ESTATE ATTORNEY BEFORE PAYING MONEY OR SIGNING! I receive many calls daily from people who have given large sums of money only to be evicted or scammed.

Realtors are not attorneys and cannot handle any transaction such as this! FIND A LAWYER FAST before you commit to anything.

Be careful! A regular lease is likely a safer option. From there save your money and become a home owner with less risk!

Thanks and Good Luck!
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0 votes 3 answers Share Flag
Tue Jul 22, 2014
The Jones Team answered:
Hi There Grammyforfour!

I would recommend contacting a local agent. We have GREAT tools that can put a personalized home list together for your with LEASE properties that have the amenities you are seeking.

Search Trulia for an Agent in that area! The agent will find something for you and your family!!


Thanks and Happy House Hunting!!!
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0 votes 1 answer Share Flag
Sun Jun 2, 2013
Linda Clifton answered:
I live in Azle and would be happy to talk with you. This is a great time to get your house on the market. Hope to hear from you!
0 votes 4 answers Share Flag
Tue Feb 26, 2013
Megan VonDeylen answered:
Very possible that even though your agent attempted to remove the listing from Trulia the site has not done so. You may claim the listing and remove it yourself if you would like.
0 votes 1 answer Share Flag
Sun Feb 24, 2013
Ruth Christensen answered:
Hi Jane,

This home sold in December of 2012. Are you looking for something similar to this in the Azle area? I live in the Azle area and am very familiar with it. I would be happy to assist you.

Give me a call and let me know.

Thanks!

Ruth Christensen
Realtor®
Ready Real Estate
817.312.9978 (direct)
817.768.2254 (Fax)
Email: r.christensen@readyrealestate.com
Website: www.ruthchristensen.backagentsites.com

READY REAL ESTATE
www.ReadyRealEstate.com

Get a FREE Mortgage Pre-Approval 7 days a week at:
Web Site: http://www.ReadyLending.com
Toll Free: 1-877-70-READY
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Fri Sep 14, 2012
Ruth Christensen answered:
I work these areas and am familiar with a couple of rentals that fit your price range.

Please call me so we can discuss your situation.

Looking forward to working with you.

Ruth Christensen
Realtor®
Ready Real Estate
817.312.9978 (direct)
817.768.2254 (Fax)
Email: rchristensen@readyrealestate.com
Website: www.ruthchristensen.backagentsites.com

READY REAL ESTATE
www.ReadyRealEstate.com

Get a FREE Mortgage Pre-Approval 7 days a week at:
Web Site: http://www.ReadyLending.com
Toll Free: 1-877-70-READY
... more
0 votes 1 answer Share Flag
Tue Sep 4, 2012
Shannon Kaatz answered:
Bill Hester & Son...817-478-5651

JR's Demolition...972-254-1212

Here are a couple of contractors in Fort Worth. Good luck
0 votes 1 answer Share Flag
Thu Aug 30, 2012
Russ Eitel answered:
Is for a rebuild or just tearing down to have the vacant land and what about the resale value of the home is it not "saleable" :)
0 votes 5 answers Share Flag
Thu Aug 16, 2012
kri_21 answered:
Don't know if you are still interested in Azle, but I am actually looking to put my home up for sale or rent. Its on Red Oak St, by the High School, and I would be very interested in doing a rent to own set up. My house is two bedrooms and one bathroom. It has a nice size kitchen and single car garage. The house is right at 950 square feet and sets on a little more than half an acre. ... more
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Tue Jun 19, 2012
Linda Clifton answered:
Don't see anything right now on Reno Road but I can see what else is available for lease. I would need to know what size property you need and what your price range is. Look forward to hearing from you. ... more
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Sun Nov 30, 2008
Frances Flynn Thorsen answered:
The Truth in Lending Act requires specific disclosures relative to the costs applied to financing a home. It is ironic that the documents prepared for borrowers to explain and clarify the numbers in the loan process seem to confuse borrowers more often than not.

"The Language of Real Estate" by John Reilly:

"The finance charge and the annual percentage rate (APR) are the two most important disclosures required. They provide a quick reference for consumers, informing them how much they are paying for credit and its relative cost in percentage terms."

The APR number is higher than the interest rate that is quoted because it factors other loan costs.
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Mon Aug 11, 2008
T.E. & Naima Sumner answered:
FHA does not issue loans or approvals for loans. FHA guarantees loans made by lenders. The lenders have to document that the loan meets all their criteria. So, your lender may have issued a Conditional Approval or Conditional Qualification letter. While the variations of the possible items checked allow these letters to be wildly different, they all basically say that you are either approved to get a loan as described subject to the conditions described.
The Conditional Approval requires that you filled out a 1003 Uniform Residential Loan Application form. It will state what additional conditions apply to the approval, such as appraisal for a certain value, maintenance of current credit scores, no change in income or debts, and so on. Otherwise, the Conditional Qualification letter looks pretty much the same but does not require the URLA to have been completed.
Having said what the difference is between the only two letters the Texas Department of Savings and Mortgage Lending allows lenders to send you as a borrower, we can guess that you got a Conditional Qualification letter, not a Conditional Approval. Realtors often do not understand the difference and call them loosely by Qualification, Pre-Qualification and Pre-Approval letters, but no one knows how these 3 names relate to the 2 letters that legally can be sent.
If you received a Good Faith Estimate with a Truth-in-Lending disclosure, it is possible you have a Conditional Approval letter from your lender and the type of loan they are planning to get for you might have been identified as FHA-guaranteed, as opposed to conventional financing, VA or something else.
While FHA rules for guaranteeing a lender's loan to you are uniform across all states, except for the maximum loan amount, the lender has rules, too, and these are not uniform.
One lender may tell you that you qualify for a FHA-guaranteed loan and another one (looking at the same application) tells you, no. Yes, it is possible that that lender may turn you down, but another may say, yes. In today's market FHA is extremely popular and lenders with the ability to submit their loans for the FHA guarantee have been snowed under with business. Processing times, as a result, have telescoped out from a week last year to more than 3 weeks now. A few may be faster. Check around.
Some real estate brokerages offer space to mortgage people as a convenience. It is unlikely under ruling 96-18 that the loan officer works for the real estate broker. You are expected to check with other lenders and cannot be forced to use that loan officer.
FHA is popular as an alternative to sub-prime loans. If your credit history has some dings, conventional lenders will require so much down-payment that you can't get a house. FHA on the other hand will allow loans down into the 500s, but prefers above 580. "Work with" you sounds like you have some dings.
Last year if you could breathe with or without help, you could get a loan. Now, if your score is below 680, it is an obstacle course to get a loan.
So, get a copy of your credit report from the loan officer and as has been suggested check with other lenders by discussing your situation and score with them and sending them a copy. Ask them not to pull your credit again.
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