I am not sure what you consider bad, but quite a few lenders will begin working with buyers who have a 580 credit score. Unfortunately, the process will take longer than the typical 30 days. There are grant programs that they can help you take advantage of through the city, county, and state.
It is very common in Fort Worth for sellers wanting to keep mineral rights. I personally have not seen a problem in selling a home in the future because of it. I would suggest that you talk to an attorney, though, if you can concern about other implication that mineral rights may have on you.
Not every home in Arlington keeps their mineral rights. My clients hardly ever lose their mineral rights. Even if it is advertised that the seller is keeping them, my clients end up getting the mineral rights.
Its a matter of the buyers agents negotion skills. Some agents let listing agents run the show, and good agents take the show over.
Alot of buyers (and sellers) think one agent is as good as another and never find out what they missed out on till the transaction is over.
If your interested in a buyers agent who is not only a Realtor, but a Broker, Certified Negotiation Expert (CNE, Certified Neighborhood Specialist (CNS), Accredited Buyers Representative (ABR) and a Short Sales & Foreclosure Resource Certified (SFR), click on my name and contact me privatly.... more
You need to talk with a Local Lender who knows the programs that are available for your area for first time home buyers. I have 2 great guys I work with that get my loans done without hassles! I would love to help you find your first home. My best niche is you, the First-Time-Home Buyer! I sit down with you and go over what will happen and why we need your Pre-Approval and not just your credit checked. I walk with you all the way through the process and make sure that you understand what is going to be done next. I don't mind answering your questions many times over. Educating my Buyers is a joy for me.
Give me a call at 817-975-1997 or email me at email@example.com. I'm ready to get you started today! Let's find out what you are qualified for, the best rate for you and what program is still out there that may have some money left for you to take advantage of! I'm looking forward to serving you!
Sharon Argir, Realtor, GRI, SFR, TAHS
Keller Williams Realty
Arlington, TX 76013
Typically this is the highest rate you would accept for financing. In a contract there are many ways to proved a "get out' for buyers. This is one of them. When I represent a buyer I use all of these areas of the contract to protect my buyer's interest and earnest money. On the flip side when I represent the seller I do as much as possible to tie down the buyer so that they cannot walk away without losing their earnest money. This is one of the main reasons it's important to use an experienced Realtor who knows about the ins and outs of the contract and can use that knowledge to protect you.
Good luck to you.
REALTOR | Mortgage Broker
Keller Williams Realty | 360 Lending Group