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75232 : Real Estate Advice

  • All12
  • Local Info2
  • Home Buying8
  • Home Selling0
  • Market Conditions0

Activity 12
Wed Sep 20, 2017
Dsmith answered:
Hello Shawna,
I am a senior loan officer with Gold Star Mortgage and I can work with a mid credit score as low as 600. I would love to work with you.
0 votes 2 answers Share Flag
Tue Nov 1, 2016
Susie Kay answered:
Feel free to reach out to me and I can connect you with local lenders that I typically work with.

Susie Kay
Ultima Real Estate
0 votes 1 answer Share Flag
Sat Nov 21, 2015
gloryx7 answered:
Doris we have homes that are rent ready. Go to and put dallas in the search and you will find lovely homes there. You can also contact me at and I can help you. ... more
0 votes 1 answer Share Flag
Sun Sep 4, 2011
T.E. & Naima Sumner answered:
That would depend on whether the same owner is selling both sides.

A contract to purchase can describe both sides, but the seller cannot be different people, just as the buyer cannot be different people.

It can also be written as two contracts with special language to make the sales interdependent (not to close unless both close). Be warned though, that savings are difficult to be had.
The title insurance is a large chunk as well as the loan charges, if any. Title insurance is fixed by regulation and it is unlikely you can save anything by combining the closings.
Loan charges, however, are a different matter. Your loan officer can help you see if savings are possible by combining closings, and usually there are savings.
Other closing costs, similarly, are dependent on what's entailed. For example, the surveys are usually separate and the surveyor would give you a break if there truly was less work involved.

Your Realtor can best explain the situation and what can be done.
... more
0 votes 7 answers Share Flag
Tue Jul 5, 2011
Kenneth "Kenny" Bebensee answered:
If your honest and truthful to your Realtor then both of your times will not be wasted.

0 votes 6 answers Share Flag
Sat Jul 2, 2011
T.E. & Naima Sumner answered:
In the "old days" sellers didn't want to accept FHA financing because of the hassle of paying for disallowed expenses to the buyer. This was at a time when FHA was a footnote on home financing. These days most homes purchased are using FHA, despite the often additional burden on the seller. So, it is possible the seller won't accept FHA for money reasons.

More likely, however, is that the property does not qualify for a regular FHA loan. FHA has 203(b) loans when the property is in livable condition or can be put into acceptable condition for under $5,000 in repairs. When the property condition is not livable and repairs would run over $5,000, then FHA offers 203(k) loans.

These 203(k) loans take the amount expected for repairs and put the money into a special escrow account for the buyer to pay for repair expenses after closing. Normally, the funds are disbursed as expenses are incurred. In order to close the special escrow account a final inspection by the lender is needed. These loans have additional fees (such as for the re-inspection) and may bear additional interest, depending on the lender. Not very many lenders offer this program because it is so labor intensive for them, but they're starting to re-enter this business because of all the distressed houses.

It's a good idea to find out what the issue is for not accepting FHA - the expense to seller, or repairs that make the house uninsurable (for FHA loans).
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0 votes 9 answers Share Flag
Sun Jun 26, 2011
Brian Rayl answered:
One of the best ways to find out when new listings come on the market or when changes happen in the current market, it is recommended that you work with a real estate agent who can send you this type of information in real time. You can also do it yourself.

Go to my website at and hit the home search tab. There, you have access to the entire MLS. If you want to be automatically notified of changes, click on the "Login" button at the top of the map, and create your profile. You can put in any search criteria that you want and will automatically be emailed when there is a change in any listing that meets your criteria.

If you need any further assistance, please don't hesitate to ask.

It's more than real estate. It's RAYL-Estate!

Brian Rayl
Keller Williams Elite
... more
0 votes 2 answers Share Flag
Wed Apr 7, 2010
Pelin Guzel answered:
Are you planning to rent your own property or are you looking for a rental house in dallas?
If you can send me your subdivision and your address I can check the rental homes to determine your homes rental price. If you are going to rent it then here is my website to search rental homes
Let me know...
... more
0 votes 3 answers Share Flag
Sun Sep 13, 2009
Angela Sargent answered:
I agree entirely with Bruce.

You should be doing several things during these difficult times. You should be communicating with your bank (banks). Are any in a position to refinance at a lower rate if you have owned them for awhile? It's worth checking into especially if you have gained equity in several of the properties.

You need to seek action quickly. Whether it is a refinance, a sale, or eventually, or a short sale, you need to build your game plan. I commend you for not ignoring that there are issues at hand.

I would seek an experienced Realtor in your area who specialized in investment properties. In addition to understanding the market and what you are facing, he/she may have lending contacts that could help you resolve some or all of your issues. They can help you build a successful exit plan for some of your properties, or all if necessary.

I wish you all the best! Better times are ahead!
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0 votes 8 answers Share Flag
Thu Jun 11, 2009
Christina Bristow answered:
There is a small park with a walking trial at the corner of Red Bird and Polk that stays pretty busy with walkers and joggers. If you want to drive a bit further, about ten minutes you can go up Hampton to Kiest Park, there is a 2 mile marked jogging trail, a national softball field for playoffs, soccer fields and a center. It is one of the busiest parks in dallas with about 10,000 visitors a day. ... more
0 votes 3 answers Share Flag
Tue Jun 9, 2009
Justin Henry answered:

Hope you are looking to enjoy a better price point than in Boston. Alot of great homes in the area. With a potential prospect of houses that I can send you. Work with a Exclusive buyers agent there the real people who can show you the ropes.

Justin Henry
Buyer Specialist
... more
0 votes 6 answers Share Flag
Mon Oct 6, 2008
Dallas Texas answered:
You have Oak Cliff Country Club, and Redbird airport. If you can assist you with your search contact my office 972-699-9111 . Currently on the market in this zip code 99 homes from sale range up to $275K. I would need to know more of lender approval for executive home search.
... more
0 votes 5 answers Share Flag
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