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Home Buying in 75115 : Real Estate Advice

  • All43
  • Local Info7
  • Home Buying24
  • Home Selling3
  • Market Conditions0

Activity 20
Mon May 1, 2017
Eric W Vander Werff answered:
That will depend on several factors like what will the estimated taxes and insurance be on homes you are looking at? How much are you putting down? If less than 20%, then mortgage insurance will affect the payment. Thanks if you can provide more detail or reach out directly. In an average market, with a 3.5% down payment on an FHA loan, Yearly taxes at $1200/year and a $500/year homeowners insurance policy - $800/month would likely be somewhere between a $110-125K purchase price. ... more
0 votes 1 answer Share Flag
Fri Dec 18, 2015
Zyre Sullivan answered:
New foreclosures are subject to hit the market daily. In such a situation those homes may be sold by the time a list is released in todays market. I provide daily updates to qualified clients so we can secure properties in a timely manner. ... more
0 votes 2 answers Share Flag
Fri Apr 17, 2015
Erica Texada, Realtor answered:
Homes in Summit Park estates are for sale. Call me to find out which ones are available.

Erica Texada, Broker Associate
214.680.4566 Direct
EricaSellsDFWhomes@gmail.com
www.EricaTexada.com

Mersal Realty
"Best of Trulia 2014"
... more
0 votes 4 answers Share Flag
Fri Apr 17, 2015
Erica Texada, Realtor answered:
I can provide you with a list of available foreclosures in the area. Please feel free to reach out to me by email or phone.

Happy House Hunting!

Erica Texada, Broker Associate
214.680.4566 Direct
www.EricaTexada.com
Mersal Realty
"Best of Trulia 2014"
... more
0 votes 1 answer Share Flag
Tue Feb 24, 2015
Ereka Jones answered:
Hi There

Agree with Dixon. Check the crime reports website for all details concerning the area of interest.

Thanks and Be Safe!
0 votes 4 answers Share Flag
Tue Feb 24, 2015
Asher Almas answered:
Asher Almas
Keller Williams
asher.almas@gmail.com

http://homesbyasher.kwrealty.com/
0 votes 4 answers Share Flag
Wed Feb 4, 2015
Ereka Jones answered:
Sun Aug 4, 2013
Zyre Sullivan answered:
You may want to consider our lease with the right to purchase program. We have been turning clients into homeowners with credit scores like yours. Contact for more information.
0 votes 12 answers Share Flag
Sun Aug 4, 2013
Zyre Sullivan answered:
There are a number of four bedroom foreclosures in Desoto that Id be glad to email you. Contact me and leave an email address and we can get to it. Keep in mind that foreclosures are properties that go to the highest bidder so it would be in your best interest to bid above the asking price where as with a traditional (nonforeclosure) you may be able to offer the asking price or less and get that offer accepted because it is not an auctions type of sale. I look forward to hearing from you. ... more
0 votes 4 answers Share Flag
Fri Jun 14, 2013
Shadesia Frazier answered:
Hi Mark,
Your closing cost will include the items listed below by the other Realtor(s). However to have a better idea of what the title company fees consist of, here is a list (remember fees vary depending on what title company you choose):
*Escrow fee~$150
*Document prep fee~$150
*Recording fees~$15-$30
*Title insurance~little less than 1% of sales price (customary for seller to pay but negotiable)
*Miscellaneous fees-can include pay off on loan, any outstanding judgments or liens, taxes, broker commissions, buyer closing cost (if negotiated for the seller to pay).

For more information about selling your home and what to expect, please visit: www.upliftrealty.com/Sellers/Seller-FAQs

God Bless. :-)
... more
0 votes 7 answers Share Flag
Wed Dec 5, 2012
Jonathan Cochran answered:
You should speak with a lender. Most lenders will help you set up a plan to buy. Feel free to call me I can put you in touch with some lenders that can go over your needs.

Jonathan Cochran
682-777-1470
jonathan@cochranrealtor.com
... more
0 votes 7 answers Share Flag
Wed Aug 22, 2012
answered:
Yes.

http://dallasloanguy.com/free-credit-book/




Tom Burris
Mortgage Banker
DallasLoanGuy.com
(214) 763-4629 cell/text/nights/weekends(Really!!)
tomburris@dallasloanguy.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
... more
0 votes 8 answers Share Flag
Wed Aug 22, 2012
The United Home Team answered:
"MEETING YOUR NEEDS AND EXCEEDING YOUR DREAMS!"

With a short sale 2 years, foreclosure 3-5years, a bankruptcy it really depends on your route of financing. Whether it is an FHA loan, or a Converntional both have specific guidlines that will need to be meet. Contact your local lender, if you need a proper referral just let me know. I love doing business in Desoto.

Keller Williams Realty
Real Estate Consultant/ 3xUS Army Vet
Cell: 817-975-7258
Off: 817-635-1157

Website: www.blissful-estates.com
... more
0 votes 6 answers Share Flag
Wed Aug 22, 2012
The United Home Team answered:
"MEETING YOUR NEEDS AND EXCEEDING YOUR DREAMS!"

To answer your question, NO! probably 40% of the leads I generate off of this site experience out of date listings. Estates that have already sold, pending, or haven't been on the market for over 6 months. This site does not run directly off of our MLS database in fact alot of the listing are autopopulated from other sites like realtour.biz , etc. If you are looking for an uptodate search engine feel free to visit my newly listed site below. It is autopopulated directly from our MLS search engine and updates every 12 hours. If you are requiring some assistance contact me directly, I can save you alot of TIME and more importantly MONEY!!!!

Keller Williams Realty
Real Estate Consultant/ 3xUS Army Vet
Cell: 817-975-7258
Off: 817-635-1157

Website: www.blissful-estates.com
... more
0 votes 3 answers Share Flag
Wed Aug 22, 2012
The United Home Team answered:
"MEETING YOUR NEEDS AND EXCEEDING YOUR DREAMS!"

Feel free to contact me in regards to helping you find a lender that meets YOUR NEEDS! Alot of course will depend on the total amount financed. Give me a call and I will gladly give you a crash course in figures you would be looking at. NOTE: I cannot help you if you don't ask for my assitance.

Keller Williams Realty
Real Estate Consultant/ 3xUS Army Vet
Cell: 817-975-7258
Off: 817-635-1157

Website: www.blissful-estates.com
... more
0 votes 6 answers Share Flag
Tue Nov 8, 2011
Annette Levinson answered:
Ms J, they only mortgage that doesn't require tax returns is one that securitizes your investments for a mortgage.
0 votes 3 answers Share Flag
Fri Apr 16, 2010
Bruce Lynn answered:
They're renting your home?
You need to be on the deed.
Contact the title company where you closed the transaction.
0 votes 5 answers Share Flag
Sun Mar 21, 2010
T.E. & Naima Sumner answered:
I have heard of a lender who makes loan for people down to about 535. There are some limitations.
First, the score has to be the true middle score. Some people get one score on their own and it turns out the scores from the other two bureaus are lower. Whichever score is not the highest and not the lowest is the one you need to go by.
Second, bankruptcy, foreclosure, charge-offs, collections, and even late payments can disqualify you, even though your middle score may be high enough to qualify you. Your circumstances are important. The suggestion that you get your finances in order is a good one.
Third, you still need money in the bank. Closing costs and down payment required for loans run typically around 3-5%. If it were possible to get a zero down loan, you would still need reserves (cash left over in the bank after closing). When your score is below 620, you need extra down payment. For some people this is 10% instead of 3-1/2%.
Check in with a mortgage broker to find out more. Bankers are limited to products they sell, while brokers can choose from a variety of lending sources.
www.Mortgages-TX.com
... more
0 votes 5 answers Share Flag
Thu May 29, 2008
Debt Free Dave answered:
Trying looking on http://propertynut.com, I would also contact an agent who handles rentals in that area.
0 votes 6 answers Share Flag
Thu May 8, 2008
Sharon L. Kerr, GRI, e-RPO, Realtor answered:
I would strongly encourage you to enlist the services of a licensed home inspector, plumber and/or electrician to advise you accordingly. Best wishes with your endeavors!
0 votes 8 answers Share Flag
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