If your buyer is a cash buyer then it's unlikely he'll need a survey. However, if a lender is involved then survey is needed. There are options that you can choose about the survey when preparing to sell your property and I'd be happy to guide you. Feel free to phone me.
A title company makes sure that the title to a piece of real estate is legitimate and then issues title insurance for that property. So it both protects you as the seller to make sure all liens are token care of before selling the property, and protects the buyer from owing any money to anyone whom might decide to pop up in the future that was owed money from that particular property.
It is always highly recommended that as a seller you offer that to a prospective buyer, because it puts the buyer at ease secondly if something was to go wrong you as a seller may be liable for up to two years from the discovery of the problem. This usually eliminates A/C electrical, Plumbing, Appliance's issues.
The more your coverage covers the more protected you are as well as buyer. And ultimately buyer will have to pay co-payment for a work order placed after the purchased the property. I say it is well worth it and will help you sell your house faster.:)
Christina Powers... more
Garland is a great place to live with great schools. This community is very family oriented and close to shopping malls. Feel free to contact me at email@example.com to help you find the right home for your family.... more
Trulia and other real estate websites are not current inventory. You need to pick 1 Realtor and work with them only on finding a home in your price range and location. Be loyal to who ever.
I have a lender that I use that goes as low as 600 for a mid. I would love the opportunity to earn your business and assist you in purchasing your first home. Please contact me when you have a moment to discuss. I look forward to hearing from you!
Make it a Great Day!
Tamika A. Goree
Broker | Owner
The DFW Property Shop
Email: firstname.lastname@example.org... more
Do not move there! I moved out early, gave them an entire month's rent, moved to another apt. their mgt. co. owns, and they are still trying to get an exrea 385.00 rent out of me. I am considering suing them for slandering my credit.... more
It would be very unusual for a conventional appraiser to even require such a small cosmetic repair. Just a little paint? I'd trade it off for $200 in closing costs, and have the seller get it painted. Heck, I'd probably just go in with a little paint and do it myself.
NMLS# 228545... more
Hi Lisa, I actually have a Grand home in Garland for sale right now!! I would guess the reason these neighborhoods are not listed is because they are new construction and if the sales are not noted in our MLS they may not be identified as popular because the actual activity is not being shown in our database (MLS). These are great neighborhoods, are you considering a move to Garland?... more
I guess i do not need to tell you the same answer as all of the other agents have already stated to call your local police department. We as Licensed Realtors can not say what is safe as you can live in the best part of town and still things happen. if you need an agent to help you please call me. Barbara Kind 469+-682-8668... more
Naima had a great answer, but I would add that if you're doing FHA, the 3-1/2% down is not something you can get from the seller. You actually have to bring the 3-1/2% to the table.
In the past the sellers were able to contribute toward closing costs and a buyer could potentially bring only 2-1/4% to the table, which includes the earnest money and other cash. Now, on a $100k house, you have to have the $3500 in your own money.
That being said, there are some great programs out there for First Time Homebuyers. Did you know that here in Dallas you can actually borrow against the Federal tax credit of 10% (up to $8,000) from agencies that don't charge any interest? And, you can use that money as your down payment or to cover closing costs! Usually the tax credit amount is much larger than the 3% to 6% allowed by lenders in seller concessions.