Hello Curious! Something you should consider when thinking of buying a home with a basement. In this area there are pretty much no homes with Finished Basements. So, in most cases, the appraiser is not able to count the square footage of the basement in the overall square footage of the home. So having a basement could be quite nice, but realize it most likely will not help the home's value when it comes time to appraise it. Jennifer is a wonderful realtor, so you should definite get in contact with her if you are interested in any homes. Good luck with the search and let me know if you have any other questions or need help with your mortgage.