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70458 : Real Estate Advice

  • All18
  • Local Info0
  • Home Buying8
  • Home Selling0
  • Market Conditions2

Activity 13
Tue Nov 14, 2017
Pernethia Dempsey answered:
Thu Feb 11, 2016
Linda Angelica asked:
I have been told a First Time Buyer is anyone who has not purchased a home in over 5 years, is that correct? I purchased a condo in early 2010 and now I am interested in purchasing another…
1 vote 0 Answers Share Flag
Sat Mar 7, 2015
cwfservices answered:
I need properties before the sheriff sales.

CW Washington
312-929-5930
0 votes 7 answers Share Flag
Thu Mar 5, 2015
The Puckett Team answered:
Hi Shelby!

If you have a job, once you find a rental you like, you would ask the landlord for the criteria they will require.

If you don't have a job or you do but your parents are helping you financially, you could ask the landlord if your parents could co-sign for you on a lease.

Unlike credit criteria needed for buying a home, criteria for renting a home depends a lot on the landlord. You could also show copies of your bills and show where you make timely payments.

For buying a home the lenders usually require three trades lines. They can use phone bills and utility bills sometimes in addition to credit card trade lines, car notes, etc. that would report to the credit bureau.

The best advice we could give if you don't have credit that reports to the credit bureau, is to open a "secured credit card". Ask your bank if they offer them; if not search on-line. You would apply for the card, then make a "deposit" once you are approved. For example, you would send in $250. They then allow you to charge on your secured credit card for up to that amount. You would then make monthly payments to establish credit history.

NOTE: They do have service fees, but it is worth it to establish credit if you don't qualify out right for a credit card.

Hope this helps! You can contact us anytime for more information as well as a list of rentals available in your price range.

Best,
Pam & Jeff
... more
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Thu Feb 19, 2015
Kim Carnagey answered:
Paid ad's if it's on Trulia, but if it's on the agents personal web site it is most likely their most recent listed homes or a higher value home.
1 vote 3 answers Share Flag
Fri Feb 21, 2014
Annette Lawrence answered:
80% in 2008, as hind sight revealed,. was a good strategy. ------- However in 2014, it might get your offer kicked to the curb. There are still deal to be found, but you need to do a lot more research to find them. ... more
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Thu Jul 11, 2013
Misti Wagner answered:
Your Realtor may be able to supply you with sellers disclosures that were completed upon listing. Any legal action would have to be obtained through an attorney though, once you can present them with the proper disclosures that you feel were not filled out honestly. ... more
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Wed Apr 24, 2013
Michelle Johnson answered:
Like one other agent said earlier, Slidell does not have a university or anything really special for it to have a HUGE rental hub. Most of the people in Slidell will be renting for family purposes. However, in the last couple years the housing market has went down greatly and more and more people are losing their homes. With that come credit problems and foreclosures. Now because of this, I think the rental market has picked up more in the last few years because of the subtracting amount of people that can get financing for homes. Hope this info helped! If you have any more questions please contact me at michelle@abek.com ;-) ... more
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Thu May 10, 2012
Bernard74 answered:
Fernando Arriola (504) 339-2006 he's President of the New Orleans Area Homebuilders Assoc. and will take great care of you. Tell him Bernard referred you!
0 votes 1 answer Share Flag
Wed Jan 20, 2010
Jean Begovich, REALTOR answered:
Lisa, if you are interested, I would be happy to provide you with the most recent list of the foreclosures in St. Tammany Parish. Please feel free t contact me and I will email you the list. Thank you for your trust -- Jeannie ... more
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Wed Jan 20, 2010
Jean Begovich, REALTOR answered:
Carl, if you are interested I can put you in touch with a good lender that can evaluate your situation and see if you would be a good candidate for a refinance. I do know that interest rates at present are in the 4 percentile! If you can refinance for 2 percentage points lower than what you have now, you would defintely be doing better. Give me a call and I would be happy to put you in contact with a lender that I know would work hard for you. Thank you for your trust. -- Jeannie ... more
0 votes 2 answers Share Flag
Sun Jul 19, 2009
Cheryl Fuselier answered:
Dear Kate, Each HUD home will state whether it is insurable or not. If it is insurable and there are minor repairs needed they may qualify for a FHA insurable loan, you may be able to get the 203K. You must be pre qualified prior to making a bid. All bids are review daily after the first 7 day period of owner occupant bids are over. You must work with a HUD approved agent in order to submit your bid. You buy as it.....and as an investor your deposit may be nonrefundable if you change your mind.....so you need to study up and have your ducks in a row.....if you need any help, My company list all the HUD homes in the St Tammany area, I would be happy to help. Cheryl ... more
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