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67110 : Real Estate Advice

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  • Home Buying2
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Activity 3
Wed Oct 7, 2015
Shane Milne answered:
Assuming it was a Chapter 7, there are options just 1.5 years out from a bankruptcy but they would require significant down payments (20% or more). At the 2 year discharge mark then FHA financing would become an option which only requires 3.5% down - so only 6 months away.

If it was a Chapter 13 then since it is discharged you could apply for FHA financing now, as there is no further seasoning required after a Chapter 13 discharge.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-273-4161 direct
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Tue Mar 17, 2015
Cindy Creekmore asked:
Sat Sep 7, 2013
Neva Smith answered:
Where abouts are you looking? Where I am located has several - check out an agent in the area you are wanting. Good Luck.
Neva with RE/MAX Connections
www.nevasellsrealestate.com
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