61820 : Real Estate Advice

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Sandy Thomps…, Other/Just Looking in 60061
Sandy Thompson Girolami answered:
can I get a loan for no money down with 580 credit score?
Some lenders, mine included, will consider a 580 credit score but only with 10% down. Don't know to many that will touch it otherwise. You will pay a much higher interest rate though ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Sandy Thomps…, Other/Just Looking in 60061
Sandy Thompson Girolami answered:
I have EXCELLENT credit (around low to mid 700's) but no money for a down payment. What can I do?????? I'm SOOO tired of waisting money on my apt.
I would be happy to take a look at your situation. What price range are you looking to purchase in? You do need to show some money in the bank in order to purchase a home.

I would ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Josh Barnett, Real Estate Pro in Chandler, OK
Josh Barnett answered:
How do I buy a (Nice) home with NO money down?
Save up for the down payment.
0 votes Share Flag Wed Dec 24, 2014 Financing in 61820
Bob Brandt, Real Estate Pro in Schaumburg, IL
Bob Brandt answered:
What should I consider when flipping a condo that is offered to me at $20K less than appraisal?
You may want to consider also that the appraisal may not be an accurate or current guesstimate of what you would actually end up selling it for. Just because you do construction work do ... more
0 votes Share Flag Sun Aug 10, 2014 How To... in 61820
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Why cant I get a short two year home loan for 19000?
Wells Fargo just financed a $17,000 condo purchase in a community that was a land lease.
That credit history can be the problem. I NEVER like sending anyone to Wells, BofA or chase. - ... more
0 votes Share Flag Mon Jan 27, 2014 Home Buying in 61820
Ashley Pimen…, Real Estate Pro in Lombard, IL
Ashley Pimentel answered:
I'm a veteran and have poor credit. I'm wondering if I would be able to get a mortgage to purchase a mobile home?
Thank you for your service. I am a loan officer who works with over 40 lenders. For VA loans we go down to 500 fico scores. To find out if you're able to get pre-appproved, I will have ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in 61820
Sonja Tani, Real Estate Pro in SNELLVILLE, GA
Sonja Tani answered:
i want to buy a mobile home for 22,000 and i want to know how to get a big enough loan to buy it with bad credit.
Hi Sweetbean,

You're talking about buying a Mobile Home. May I assume that it is already on a foundation and includes the land. If that is the case and you have sufficient down pay ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 61820
Cindy Yim, Real Estate Pro in CHAMPAIGN, IL
Cindy Yim answered:
Trulia has my home listed with incorrect information which may be misleading for any potential buyer.
I will be happy to assist you if you want to have your own Realtor.
Please feel free to contact me anytime~!

Thank you~!

Cindy Wang Do Yim, Broker/Owner
Tel: 217-359-2310
Cel ... more
0 votes Share Flag Wed Apr 18, 2012 Home Selling in 61820
Cherrie Cata…, Real Estate Pro in Chicago, IL
Cherrie Catama-Smith answered:
How can you buy a house with bad credit?
It is very possible to rent to own, but when time comes to own, you still need to obtain a loan. FHA does allow you to have a minimum score of 620. How bad do you think your credit is ... more
0 votes Share Flag Fri Nov 13, 2009 Home Buying in 61820
Chino Hills…,  in Chino Hills, CA
Chino Hills Homes answered:
When would be a good time to start looking for a house, as I am leasing a house now until July 1, 2009.?
Steve - I would work the problem backwards, the best time to buy is when you are ready to buy. Start off by looking at your financial stability, job security, saving ect. If your financ ... more
0 votes Share Flag Thu Sep 17, 2009 Home Buying in 61820
Sean Cochran, Real Estate Pro in Naperville, IL
Sean Cochran answered:
I have heard about loans for first time house buyers, which sometimes requires no money down. Is this smart?
Steve, it depends on your individual situation. You can actually do an FHA loan with no money down if the seller agrees to give you the 3% and closing costs. Let me know if you have any ... more
0 votes Share Flag Wed Jul 16, 2008 Home Buying in 61820
Bam, Other/Just Looking in Champaign, IL
Bam answered:
How does Champaign compare to Urbana in schools, crime rates and taxes?
I have lived in both Champaign and Urbana, and I prefer Urbana's schools. Champaign didn't take much time to help when my son encountered some problems, but Urbana was much better in t ... more
0 votes Share Flag Fri Oct 19, 2007 General Area in 61820
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