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Home Buying in 60634 : Real Estate Advice

  • All31
  • Local Info1
  • Home Buying16
  • Home Selling4
  • Market Conditions0

Activity 16
Tue Mar 8, 2016
John Meyers answered:
If that is new construction, it sounds like $7,700 already has the homeowner exemption.

I grew up in that neighborhood (Dunning), am now in Park Ridge, and would be happy to look it up for you.

Sincerely, John Meyers (Meyers Realty,, c: 847-533-7115)
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0 votes 6 answers Share Flag
Wed Jul 8, 2015
Alicia O'Toole answered:
Hi Tom,

What are the properties in your area like? If the other homes in the neighborhood have custom tile work, buyers in that area will most likely be looking for similar rehab. It's usually best to mirror the quality of work in your area, as over-rehabbing may not recoup the cost, but under-rehabbing will not be as competitive.

With that being said, I think most buyers prefer tile and grout when buying a new home. Bath rehabs are one of the best ways to increase home values. Good luck with your impending rehab project. Let me know if you have any other questions or if I can assist you when you go to list your home.


Alicia O'Toole
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0 votes 1 answer Share Flag
Sun Jul 5, 2015
Heather answered:
Im looking for a rent to own house with 3 plus possibly 4 bedrooms a full basement, Im looking in the illinios northwest subburbs. if i could get me information on propertys and how the program works thanks
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0 votes 12 answers Share Flag
Fri Apr 24, 2015
Steven Johnson answered:
Hi Joe,

There are likely other options you have aside from getting a conventional loan. It sounds like you have a lot of funds tied up in other assets which also shows financial stability. I would recomend reaching out to a lender to see what kind of interest rate you would qualify for. Feel free to reach out to me with any other questions you may have.

Steven D johnson
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0 votes 2 answers Share Flag
Wed Feb 12, 2014
Christopher Diamond answered:
No you do not have to wait; we have a product that the terms range from 3 to 36 months.

Fast closings as well with this product.

Chris Diamond
Diamond Residential Mortgage Corporation
NMLS 771882
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0 votes 17 answers Share Flag
Tue Feb 11, 2014
Don Tepper answered:
I agree with the others. You don't need a Realtor. However, the advice that each of you have your own attorney is good, and you might find that an attorney might recommend that option as well.

One other suggestion: Check with your accountant to make sure that the transaction is structured to minimize taxes.

Hope that helps.
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0 votes 21 answers Share Flag
Tue Dec 31, 2013
Brendan Ross answered:
You are always entitled to ask for what you want through your Realtor. He or she will give you his professional opinion as to the appropriateness of your request, but ultimately, you are the buyer, and you can ask for whatever you would like.

In this case, the seller should absolutely allow you in for a second showing. After such a passage of time, it's a natural request.
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0 votes 16 answers Share Flag
Fri Nov 29, 2013
John Meyers answered:
Not if you use a mortgage broker who does his/her homework before preparing a pre-approval letter.

I have a great broker at Wintrust Mortgage who has been a big help to my clients.

Just let me know if you would like his contact info.

John Meyers, Meyers Realty
c: 847-533-7115
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0 votes 23 answers Share Flag
Thu Nov 21, 2013
Christopher Diamond answered:
Agree with answer directly below.

Chris Diamond
Diamond Residential Mortgage Corporation
NMLS 771882
0 votes 8 answers Share Flag
Wed Oct 2, 2013
Bev West answered:
The title company charges a closing fee to for providing closing and settlement services. These fees vary according to what type of services they are doing ie. Real Estate, Loan Closing, Refinance, Foreclosures etc. Talk to your title company or your Realtor and they should identify what amount you are looking to pay. ... more
0 votes 15 answers Share Flag
Mon Sep 30, 2013
Carl Ben Witzig answered:
I just closed on a conventional loan home sale, where mold was detected, then tested and found non-toxic. But to provide remediation for what caused or contributed to the mold, a credit of $700 was given by seller to buyer to vent the attic space where it was found, above a bathroom. Test was thru a licensed mold inspector and included the lab fee, total $225. I believe there must be variability among lenders on what they will tolerate. Based on the posts below inb Chicago area. Some people woiuld not spend the money to determine the nature of the mold, toxic or not, and just remediate the mold, about $750. You want to think about alterations to prevent it from coming back if you can. ... more
0 votes 18 answers Share Flag
Mon Sep 30, 2013
Riccardo Wardlow answered:
qualifying for a home is not difficult, and you dont need to have super high scores to make it happen. I'd love to go into detail how to make it happen.

Riccardo Wardlow
Quality Mortgage Lending


*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 620 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 620 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*We do Itin loans
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0 votes 26 answers Share Flag
Fri Jul 19, 2013
Jeffrey Olichwier answered:
Are you making the fixes with money out of your pocket before you own it? Are you getting an exceptional price?

If you cap it, generally that will relieve the issue since as Sandro stated, one of the issues with peeling paint is concern over lead-based paint being exposed. ... more
1 vote 5 answers Share Flag
Sat Apr 13, 2013
JIM Michaels answered:
call Wesley
Our Team | United Equity Mortgage Corp. items – Wieslaw (Wesley) Jura Vice President. NMLS ID 225274 ...
Wieslaw (Wesley) Jura Vice President. NMLS ID 225274 773-304-3412
Paul Gondek Senior Loan Originator. NMLS ID 226276 773-304-3414
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0 votes 10 answers Share Flag
Wed Mar 3, 2010
Cheriamor Houston, REALTOR, ADPR, CNE answered:
Phil, I've only browsed through other people's answers and I definitely agree with Scott. You'll need proof of funds. I'd just like you to be aware of the fact that an agent's expertise would be greatly beneficial when it comes to negotiating the price to offer and the terms of the contract. Knowing the market and what other similar homes recently sold for would definitely help you not to offer too much more than you would need to in order to get the property. Agents and brokers have access to comparing recently sold properties. Did you know that buyer's agents in Illinois are usually FREE?? Contact me for more information. Furthermore, I hope you have a great buying experience. I'm sure things will work out. You wouldn't make any decisions without feeling comfortable about it. ... more
0 votes 10 answers Share Flag
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