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Home Buying in 60630 : Real Estate Advice

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  • Home Buying11
  • Home Selling4
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Activity 10
Thu Jul 3, 2014
Robert Adams answered:
Sounds like you need your agent to be more responsive since the properties you like are moving so fast. I recommend having a conversation with your agent and getting on the same page. If you discuss this with your agent and the problem persists you may need to find another agent.

in regards to when the seller will choose the offer to accept there is no set time frame. Some seller's will pick right away and other times it may take days. It also depends on who the seller is. Is it a traditional sale, REO, short sale, etc.

Best Regards,
Robert Adams
Licensed Real Estate Broker NV#62827 MA#9530304 RI#18138

NV Broker & Team Leader of The Adams Team at Rothwell Gornt Companies

MA & RI Broker at Sankey Real Estate
C: 508-250-0345
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Fri Apr 12, 2013
105% LTV is a individual lender based requirement it is not a Fannie Mae or Freddie Mac requirement. Sounds like you are serviced by Freddie Mac based off looking for the avm (in freddie mac its refered to as the HVE Home Valuation Estimate)

Give me a call if you have still been unable to refinance your condo and we can discuss the options available to you now.

Chris Diamond
Diamond Residential Mortgage Corporation
NMLS 771882
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0 votes 4 answers Share Flag
Fri Apr 12, 2013
Paul Cionczyk answered:
My experience is that as long as the paint is not peeling you should be fine. If by indentations in it, your contractor means the old layers of paint that have been left from before, then that should not be an issue for financing. It might not look best visibly and you might consider capping it for visual appeal, but I wouldn't pay for that until it is closed and your house. I have heard of clients paying for work to get done to meet lender requirements, just to have the bank decide to back out of a deal after the work was done but before the home closed. Hope that helps, good luck on your purchase :)

Paul Cionczyk| Coldwell Banker Residential Brokerage |Broker
312-433-9931 | |
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0 votes 13 answers Share Flag
Mon Dec 19, 2011
Seth Captain answered:
A word of caution:

Be very careful financing multiple units in parts of Jeff Park. There are pockets of Jefferson Park that appear perfectly normal but have been hit hard by the foreclosure/short sale mess. What does this mean?

There are beautiful buildings that show good cap rates, but because the only comparables are $50k to greater than $100,000 less than asking price (and from distressed sales in different condition), you will find disbelieving owners unwilling to negotiate and lenders unwilling to lend without a sizable down payment.

Lesson: Before placing an offer, especially in Jeff Park (amongst other 'hoods), double check values despite a building being in good condition showing good income, if you plan on putting less than 20% down. Trust me, or you will waste money on an appraisal and two months of your time.

Best of Luck.
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0 votes 16 answers Share Flag
Tue Sep 14, 2010
Jim Starwalt answered:
Hi Mona,
No your co-signer does not need to live in the house the same as any other buyer, however it is harde to qualify for a loan as a non occupant. Just check with a qualified lender as to your situation. ... more
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Tue Sep 14, 2010
My NC Homes Team answered:
The vast majority of agent websites off all of the properties listed in their area's Multiple Listing Service. Some agnets may only feature their own companies listings but this is rare. ... more
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Mon Aug 30, 2010
Laura Caamano answered:
Our company website shows ALL available listings on the MLS and is updated regularly. I included the link to the website below.

I hope this helps!
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Wed Oct 28, 2009
Mydixie2001 answered:
Unfortunately, Margarita Remigio is deceased. She passed away May of 2003. I'm her daughter. Thank you so much for remembering her. Her life was dedicated to educating the hispanic community. Knowing that she had a small part in your education, would have made her extremely happy. Thank you for keeping her alive in your memories. ... more
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Wed Oct 21, 2009
Emily Alderin answered:
The best thing I can tell you is to ask your attorney. If you don't have one let me know and I can give you the names and numbers of a few.
0 votes 1 answer Share Flag
Tue Mar 10, 2009
Robert Chiarito answered:
I focus on the Jefferson Park area and would love to help you.

Bob Chiarito
0 votes 4 answers Share Flag
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