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Credit Score in 60477 : Real Estate Advice

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Activity 6
Thu Nov 21, 2013
Suzanne Hamilton answered:
Auto loans can be tricky in a repo situation. I have lenders who will call credit agency. The problem is no one is paying them and your name and credit was on the car at one time. But sometimes it needs to be esclated to an attorney or judge who can enforce the divorce ruling in some cases.

Please feel free to call and I can give you some names that may help you.
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Sun Aug 4, 2013
Raymond_thomas75 answered:
How much will my credit score go up with my repo and student loan being removed
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Sun May 12, 2013
Christina Hayes answered:

Yes. The account should report the DLA (date of last activity) charge offs are normally 6 months after the last payment was made. It sounds like you need some credit help. Many collection agencies try to re-age the debt to keep it on a consumers credit report longer. This is a violation of the FDCPA (Fair Debt Collections Practices Act). You can actually sue a collection agency if you have proof of the variation of DLA. I am in the business of dealing with issues just like yours.

Best of Luck;

Christina Solorzano;
CEO & SR Credit Repair Specialist at
Everlasting Credit Repair
Ex-Mortgage Broker of 10+ years

We also have DIY Packages available.
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Fri Mar 15, 2013
Christina Hayes answered:
Hello. A collection is rated as an R-9. This rating lowers your credit score by a minimum of 50 points, therefore you can expect the opposite to occur when a collection is deleted. You can get a snap shot of your credit score(s) for free by visiting (this will give you your Trans Union score) and (it is believed that this may be your Experian score). Best of luck. Christina of Everlasting Credit Repair. ... more
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